This message, including any attachments, is intended only for the use of the person or entity to which it is addressed and may contain information that is privileged and confidential. Any dissemination, distribution, copying or other use of this message or its content by a person other than the intended recipient is strictly prohibited. If you have received this message in error, please immediately notify us by e-mail (cwa_compliance@cainwatters.com) and delete this message from your system.

Electronic communications may not be secure and the sender or receiver should understand that due to the nature of electronic communications, there should be no expectation of privacy. All incoming and outgoing e-mail of Cain, Watters & Associates, L.L.C. is subject to review by its compliance department and/or regulatory authorities. This message may be read by persons other than the intended recipients. Questions regarding our policy may be sent to cwa_compliance@cainwatters.com.

For your security, please use CWA encrypted email for the exchange of sensitive information including text and documents containing account numbers, credit card numbers or social security numbers. Contact us if you need assistance.

Any tax advice in the body of this e-mail was not intended or written to be used, and cannot be used, by the recipient for the purpose of avoiding penalties that may be imposed under the Internal Revenue Code or applicable state or local tax law provisions.