Protection that offers peace of mind
Trusted coverage that reassures.
When life throws curveballs, protect what matters most. Our in-house insurance agency, CWA Risk Solutions, cuts through the complexity to deliver coverage that actually fits your life. We educate first, then find tailored solutions that can save you time, money, and worry. No gaps, no guesswork—just the right protection.
custom coverage options to fit your needs
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Disability Income Insurance
Provides a steady income stream if you’re unable to work due to illness or injury. Benefits can be adjusted with riders to expand or tailor your coverage for additional protection.
Policies Offered: Individual Disability, Group Disability, Long-Term Care
*Coverage can be stacked with different policies to adjust for the financial growth that clients experience during their professional lifetime.
Life Insurance
Provides financial security for loved ones while offering tax advantages and lifetime benefits you can access now.
Policies Offered: Term Insurance, Permanent Insurance, Mortgage Protection, Key Person Life, Buy-Sell Agreements, Credit Life Insurance, Executive Bonus Plans
*Coverage can be stacked with different policies to adjust for the financial growth that clients experience during their professional lifetime.
DISABILITY INSURANCE: WHAT TO KNOW
When shopping for disability insurance, choose coverage that protects your career—not just your current occupation. True own-occupation coverage pays benefits even if you switch jobs. Smart riders like future increase options, student loan protection, and partial benefits ensure your coverage adapts to real life as your income and needs change.
WHEN IS THE RIGHT TIME TO SECURE DISABILITY INSURANCE?
The younger you are, the less likely you are to have a history of medical conditions. This makes it the ideal time to purchase disability insurance, providing a better chance of securing full coverage without limitations, a smoother underwriting process and more affordable premiums.
Start young, pay less forever. Your premium locks in at purchase and stays there for life—saving you thousands over decades compared to waiting until your 40s or 50s.
Fewer health issues mean faster approval and full coverage without exclusions. Clean health records make underwriting simple and straightforward.
Young buyers qualify for the best protection and riders available before health conditions or age limit your options later.
LIFE INSURANCE: WHAT TO KNOW
Not all life insurance is created equal. Permanent insurance builds long-term wealth while protecting your family forever. Term insurance offers affordable protection for specific time periods—but add a conversion rider and you can upgrade to permanent coverage anytime without new health questions. The key? Understanding which type fits your life stage and financial goals.
DON’T LEAVE YOUR FINANCIAL FUTURE TO CHANCE.
Request your free, no-obligation consultation now. For basic quotes*, we just need your prior year income, requested coverage amount and occupation.
*Requesting a quote does not bind or confirm coverage.
address
17 Cowboys Way
Suite 300
Frisco, TX 75034
Phone
t: 972.233.3323
f: 972.663.3799
hours
Monday through Friday, 8:30 a.m. – 5 p.m.