# Cain Watters and Associates - Dental CPAs and Dental Transitions Financial Advisors > CWA’s specialized work within the dental industry supports the growth of thousands of clients in all 50 states. Our comprehensive financial services for dentists integrate sound accounting practices and proactive tax planning with opportunities for profitability improvement. --- ## Pages - [Legacy by CWA](https://www.cainwatters.com/legacy/): Step into the life you are meant to build. Join the program that’s empowering the next generation with financial confidence,... - [Jaze Randolph](https://www.cainwatters.com/jaze-randolph/) - [Josh Davis](https://www.cainwatters.com/josh-davis/) - [Lauren Roecker](https://www.cainwatters.com/lauren-roecker/) - [Micah Adams](https://www.cainwatters.com/micah-adams/) - [Tara Cain](https://www.cainwatters.com/tara-cain/) - [401K Plans](https://www.cainwatters.com/401k-plans/): Small Business Retirement Plans Easy to manage plans with growth fueled by tax benefits talk to cwa Leverage Strategic Tax... - [Del Ocloo](https://www.cainwatters.com/del-ocloo/) - [James Davis](https://www.cainwatters.com/james-davis/) - [Brandi Adams](https://www.cainwatters.com/brandi-adams/) - [Heather Parks](https://www.cainwatters.com/heather-parks/) - [FAQs](https://www.cainwatters.com/faqs/): Questions about CWA services Our four decades of experience have taught us that informed clients are empowered clients. If you... - [About](https://www.cainwatters.com/about-cwa/): Dental CPA Services Since 1984 Why Dentists Need Specialized Financial Guidance Early in his career, CWA Founding Partner Darrell Cain... - [Sapphire Circle: Women in Wealth](https://www.cainwatters.com/sapphire-circle/) - [Women in Dentistry Spear Retreat](https://www.cainwatters.com/women-in-dentistry-spear-retreat-25/) - [Essential American Orthodontics](https://www.cainwatters.com/essential-american-orthodontics/): ESSENTIAL CPA SERVICES FORCLIENTS OF talk to cwa ADMINISTRATION SUPPORT SCALED TO YOUR PRACTICE Designed for doctors who just want... - [Gizelle Grace](https://www.cainwatters.com/gizelle-grace/) - [Risk Solutions](https://www.cainwatters.com/risk-solutions/): Protection that offers peace of mind Comprehensive insurance options from Trusted coverage that reassures. When life throws curveballs, protect what... - [Essential Mari's List](https://www.cainwatters.com/essential-maris-list/): ESSENTIAL CPA SERVICES FORCLIENTS OF talk to cwa ADMINISTRATION SUPPORT SCALED TO YOUR PRACTICE Designed for doctors who just want... - [Essential Jill Allen & Associates](https://www.cainwatters.com/essential-jill-allen-associates/): ESSENTIAL CPA SERVICES FORCLIENTS OF talk to cwa ADMINISTRATION SUPPORT SCALED TO YOUR PRACTICE Designed for doctors who just want... - [The Dental Practice Comparison Report](https://www.cainwatters.com/hdydpc-contact/): Go inside the numbers with the Dental Practice Comparison Report Track income, expenses, salaries, and more. The annual How Does... - [Essential Elite Dental](https://www.cainwatters.com/essential-elite-dental/): ESSENTIAL CPA SERVICES FORCLIENTS OF talk to cwa ADMINISTRATION SUPPORT SCALED TO YOUR PRACTICE Designed for doctors who just want... - [Pediatric Comparison Report](https://www.cainwatters.com/pediatric-comparison-report/): Pediatric practice owners wear a lot of hats, and CFO is one of them. The good news is, now there’s... - [Essential Provide Lending](https://www.cainwatters.com/essential-provide-lending/): ESSENTIAL CPA SERVICES FORCLIENTS OF talk to cwa ADMINISTRATION SUPPORT SCALED TO YOUR PRACTICE Designed for doctors who just want... - [Essential Bank of America](https://www.cainwatters.com/essential-bank-of-america/): ESSENTIAL CPA SERVICES FORCLIENTS OF talk to cwa ADMINISTRATION SUPPORT SCALED TO YOUR PRACTICE Designed for doctors who just want... - [Download The Orthodontic Practice Comparison Report](https://www.cainwatters.com/ortho-comparison-report-form-page/): Do your 2025 goals need an ADJUSTMENT? In an ultra-competitive specialty like orthodontics, comparative intel is key. Knowing how your... - [Essential CPA Services](https://www.cainwatters.com/essential-cpa-services/): THE ESSENTIAL CPA SERVICES YOUR PRACTICE NEEDS Delivered by CPAs who know the dental industry. talk to cwa ADMINISTRATION SUPPORT... - [Eric Jacobsmeyer](https://www.cainwatters.com/eric-jacobsmeyer/) - [Austyn Scott](https://www.cainwatters.com/austyn-scott/) - [Shane Warburton](https://www.cainwatters.com/shane-warburton/) - [Alex Westmoreland](https://www.cainwatters.com/alex-westmoreland/) - [Suzzane Clements](https://www.cainwatters.com/suzzane-clements/) - [DSO Services 2024](https://www.cainwatters.com/dso-services/): HAVE CONFIDENCE IN YOUR FINANCIAL PLAN AFTER YOU SELL CWA helps you optimize every opportunity talk to cwa NAVIGATING NEW... - [Personal Planning](https://www.cainwatters.com/personal-planning/): REACH YOUR FULL FINANCIAL POTENTIAL Personal Planning that keeps your goals on track talk to cwa THE PATH TO FINANCIAL... - [Financial Planning](https://www.cainwatters.com/financial-planning/): OUR GOAL IS TO HELP YOU REACH YOURS A suite of planning services to achieve your full financial potential talk... - [Business Planning](https://www.cainwatters.com/business-planning/): THE BEST PLANS ARE BUILT FOR CHANGE CWA helps you optimize every opportunity talk to cwa CHANGE IS THE ONE... - [The Dental Practice Comparison Report 2024](https://www.cainwatters.com/the-dental-practice-comparison-report-2024/): Is there untapped POTENTIAL in your practice? Find answers in our new Dental Practice Comparison Report Organized by specialty and... - [Pediatric Comparison Report 2024](https://www.cainwatters.com/pediatric-comparison-report-2024/): What do your METRICS mean for 2024? Find answers in these vital competitive insights Coming off a flat year across... - [AAO Annual Session 2024](https://www.cainwatters.com/aao-annual-session-2024/) - [DSO Practice Transition Seminar](https://www.cainwatters.com/dso-transition-seminar/): Practice Transitions Reality is that the majority of practice owners will transition all or a portion of ownership at some... - [Ben Svoboda](https://www.cainwatters.com/ben-svoboda/) - [Annual Meeting](https://www.cainwatters.com/annual-meeting/) - [Blake Chandler](https://www.cainwatters.com/blake-chandler/) - [CWA DSO Services](https://www.cainwatters.com/cwa-dso-services-2024/) - [History](https://www.cainwatters.com/history/): EDUCATE. EMPOWER. INSPIRE. 40 years later, the mission powers on. CELEBRATING FOUR DECADES OF POWERING POTENTIAL When Darrell Cain founded... - [J. J. Anderson](https://www.cainwatters.com/jj-anderson/) - [Tax Services](https://www.cainwatters.com/tax-services/): Simplify Your Taxes, Eliminate the Stress Navigate a stress-free tax season with us Maximize Your Year-End Tax Savings Feeling the... - [The Dental Practice Comparison Report - 2024](https://www.cainwatters.com/hdydpc-contact2024/): Is there untapped POTENTIAL in your practice? Find answers in our new Dental Practice Comparison Report Organized by specialty and... - [Pediatric Comparison Report 2023](https://www.cainwatters.com/pediatric-comparison-report-2023/): What do your METRICS mean for 2024? Find answers in these vital competitive insights Coming off a flat year across... - [MDIB - 2023 NEW](https://www.cainwatters.com/mdib/) - [annual](https://www.cainwatters.com/annual/) - [Annual Meeting - 2023](https://www.cainwatters.com/annual-meeting-old-amfl/) - [Wealth Management Services](https://www.cainwatters.com/investments/): REAL WEALTH STARTS WITH INVESTING IN WHAT MATTERS INVEST IN WHAT REALLY MATTERS Discover wealth management that fits your life... - [Thank You - Docusign - Draft](https://www.cainwatters.com/thank-you-docusign-draft/) - [Caitlin Bryan](https://www.cainwatters.com/caitlin-bryan/) - [Jeremy Bolf](https://www.cainwatters.com/jeremy-bolf/) - [Thank You for Downloading the NEW Dental Practice Comparison Report](https://www.cainwatters.com/dpcr-thank-you-2021/) - [Jonathan Perry](https://www.cainwatters.com/jonathan-perry/) - [Sam Richter](https://www.cainwatters.com/sam-richter/) - [Laura Lamar](https://www.cainwatters.com/laura-lamar/) - [Pediatric Comparison Report](https://www.cainwatters.com/pediatric-comparison-report-old/) - [MDIB OLD May 2022](https://www.cainwatters.com/old-mdibp/) - [Brendren Austin](https://www.cainwatters.com/brendren-austin/) - [End of Year Tax Reminders](https://www.cainwatters.com/tax-strategy/) - [Thank You for Downloading the NEW Dental Practice Comparison Report](https://www.cainwatters.com/dcr-thank-you-20/) - [Matt Peterson](https://www.cainwatters.com/matt-peterson/) - [Trevor Bates](https://www.cainwatters.com/trevor-bates/) - [Eric Lamm](https://www.cainwatters.com/eric-lamm/) - [Annual Meeting Safety Measures](https://www.cainwatters.com/annual-meeting-safety-measures/) - [Justin Fry](https://www.cainwatters.com/justin-fry/) - [Thank You for Downloading the NEW How Does Your Practice Compare? Report](https://www.cainwatters.com/thank-you-hdypc-2019/) - [Sarah Oliver](https://www.cainwatters.com/sarah-oliver/) - [Thank You for Downloading the Orthodontic Practice Comparison Report](https://www.cainwatters.com/thank-you-ocr-19/) - [Julie Denham](https://www.cainwatters.com/julie-denham/) - [Transition Options for the Orthodontist](https://www.cainwatters.com/orthodontic-practice-transitions/) - [COVID-19](https://www.cainwatters.com/covid-19/) - [Scott Erwin](https://www.cainwatters.com/scott-erwin/) - [Scott Lyle](https://www.cainwatters.com/scott-lyle/) - [Jennifer Gage](https://www.cainwatters.com/jennifer-gage/) - [ASDA District 5 2020](https://www.cainwatters.com/asda-d5-2020/) - [IU School of Dentistry 2020 - Why Own](https://www.cainwatters.com/iu-school-of-dentistry-2020-why-own/) - [Practice Transitions](https://www.cainwatters.com/practice-transitions/) - [ASDA District 4 2020](https://www.cainwatters.com/asda-d4-2020/) - [SERVICES](https://www.cainwatters.com/services/) - [ASDA NLC FAQ](https://www.cainwatters.com/asda-nlc-faq/) - [ASDA District 11](https://www.cainwatters.com/asda-district-11/) - [PCSO 2019 - Value of an Ortho Practice](https://www.cainwatters.com/pcso-2019-pts/) - [PCSO 2019 - Why Ownership is Key](https://www.cainwatters.com/pcso-19-own/) - [ASDA National Leadership Conference 2019](https://www.cainwatters.com/asda-nlc-2019/) - [California Pediatric Dental Research Conference](https://www.cainwatters.com/cpdrc/) - [Erica Grant Sanders](https://www.cainwatters.com/erica-grant-sanders/) - [Refer A Friend](https://www.cainwatters.com/refer-a-friend/) - [Zane Harris](https://www.cainwatters.com/zane-harris/) - [Annual Meeting Sponsor](https://www.cainwatters.com/annual-meeting-sponsor/) - [Chicago Mid-Winter Meeting F210](https://www.cainwatters.com/key/) - [Chicago Mid-Winter Meeting F242](https://www.cainwatters.com/benefit/) - [New Tax Law](https://www.cainwatters.com/symposium-hsdc/) - [360 Financial Plan](https://www.cainwatters.com/symposium-jc/) - [Wealth Podcast](https://www.cainwatters.com/wealthpodcast/) - [New Client Services Sales Coordinator](https://www.cainwatters.com/ncs-coordinator/) - [Hello](https://www.cainwatters.com/asda-nlc/) - [Orthodontics](https://www.cainwatters.com/orthodontics/) - [Module Dev](https://www.cainwatters.com/module-dev/) - [Tax Analyst](https://www.cainwatters.com/tax-analyst/) - [Tammy DeVinny](https://www.cainwatters.com/tammy-devinny/) - [Jennifer Klein](https://www.cainwatters.com/jennifer-klein/) - [Unsubscribe](https://www.cainwatters.com/unsubscribe/) - [Investing - Clients](https://www.cainwatters.com/investing/) - [Vice President of Operations](https://www.cainwatters.com/vice-president-of-operations/) - [Erin Jeffries](https://www.cainwatters.com/erin-jeffries/) - [Rhonda Davenport](https://www.cainwatters.com/rhonda-davenport/) - [pts-ssc](https://www.cainwatters.com/pts-ssc/) - [Practice Transition Podcast](https://www.cainwatters.com/practice-transition-podcast/) - [Reference List - Opt in](https://www.cainwatters.com/reference-list-opt/) - [Thank You - DCR](https://www.cainwatters.com/thank-you-dcr/) - [Hello](https://www.cainwatters.com/hello/) - [Text Disclosure](https://www.cainwatters.com/smsdisclosure/) - [Why You Must Own](https://www.cainwatters.com/own/) - [Brittany Frazier](https://www.cainwatters.com/brittany-frazier/) - [Thank You - Contact](https://www.cainwatters.com/thank-you/) - [ASDA](https://www.cainwatters.com/asda/) - [AAO Winter Conference](https://www.cainwatters.com/aao/) - [Hinman Dental Meeting 2018](https://www.cainwatters.com/hinman/) - [Thank You - Docusign](https://www.cainwatters.com/welcome/) - [Financial Planning Resources](https://www.cainwatters.com/resources/) - [Principles of Wealth Accumulation](https://www.cainwatters.com/principles-wealth-accumulation/) - [Managing Your Cash Flow Crisis](https://www.cainwatters.com/managing-cash-flow-crisis/) - [Pulling Your Way Out of Dental School Debt](https://www.cainwatters.com/pulling-way-dental-school-debt/) - [Residents + New Doctors](https://www.cainwatters.com/young-doctor/) - [New Clients](https://www.cainwatters.com/new-clients/): Get started with CWA. It’s as simple as... Step 1 Assess Needs Learn more about your financial challenges and opportunities.... - [Investment Reports](https://www.cainwatters.com/investment-reports/) - [Tax Coordinator](https://www.cainwatters.com/tax-coordinator/) - [Staff Accountant](https://www.cainwatters.com/staff-accountant/): Staff Accountant Plano, Texas, CPA Firm specializing in financial planning to national clientele seeking skilled accountant, with at least 2... - [Speaking Engagements](https://www.cainwatters.com/speaking-engagements/): Speakers page update POPULAR LECTURES FINANCIAL DECISIONS DENTISTS MUST GET RIGHT: FLIPPING UNCERTAINTY INTO SECURITY The volatility and confusion surrounding... - [New Dentists](https://www.cainwatters.com/new-doctor/) - [Investing - Main](https://www.cainwatters.com/investments-old/): financial security for the long term. Your work today allows you to live a certain lifestyle, but when considering retirement... - [Financial Education](https://www.cainwatters.com/education/): Education Cain Watters & Associates has made it our sole mission to not only guide you toward the answers, but... - [Practice Transition Seminar](https://www.cainwatters.com/practice-transition-seminar/): Practice Transition The reality is that most practice owners will transition all or part of their ownership at some point.... - [3to1 Foundation](https://www.cainwatters.com/3to1-foundation/): “Education is the greatest gift any one of us can give,” – Darrell Cain | The 3to1 Foundation Helping others... - [Accounting](https://www.cainwatters.com/accounting-services/) - [Steve Cain](https://www.cainwatters.com/steve-cain/) - [Angie Svitak](https://www.cainwatters.com/angie-svitak/) - [Scott Clynch](https://www.cainwatters.com/scott-clynch/) - [David Forbess](https://www.cainwatters.com/david-forbess/) - [Mason Stern](https://www.cainwatters.com/mason-stern/) - [Regan Stephenson](https://www.cainwatters.com/regan-stephenson/) - [Judson Crawford](https://www.cainwatters.com/judson-crawford/) - [Charles Loretto](https://www.cainwatters.com/charles-loretto/) - [Tom Gates](https://www.cainwatters.com/tom-gates/) - [William Harrigan](https://www.cainwatters.com/william-harrigan/) - [Hunter Satterfield](https://www.cainwatters.com/hunter-satterfield/) - [Bradley Blasingame](https://www.cainwatters.com/bradley-blasingame/) - [Ed Daude](https://www.cainwatters.com/ed-daude/) - [Darrell Cain](https://www.cainwatters.com/darrell-cain/) - [Brad Clapp](https://www.cainwatters.com/brad-clapp/) - [Toni Lee](https://www.cainwatters.com/toni-lee/) - [Brian Bortz](https://www.cainwatters.com/brian-bortz/) - [Tim Greaves](https://www.cainwatters.com/tim-greaves/) - [Keith Klein](https://www.cainwatters.com/keith-klein/) - [Brook Hoover](https://www.cainwatters.com/brook-hoover/) - [Kaitlin Mitchell](https://www.cainwatters.com/kaitlin-mitchell/) - [Holly Grube](https://www.cainwatters.com/holly-grube/) - [Tom Sanders](https://www.cainwatters.com/tom-sanders/) - [Dan Wicker](https://www.cainwatters.com/dan-wicker/) - [Heidi Barnett](https://www.cainwatters.com/heidi-barnett/) - [Our Team](https://www.cainwatters.com/our-team/): CAIN WATTERS & ASSOCIATES Founded on the philosophy that education is the greatest gift anyone can give, we are a... - [Proactive Planning Program](https://www.cainwatters.com/financial-planning-old/) - [Giving](https://www.cainwatters.com/giving/) - [Experience CWA](https://www.cainwatters.com/experience-cwa/): the cwa experience Working with A Planner Welcome. We’re glad you’re here. New Doctors + Residents Get smart young. Don’t... - [Contact](https://www.cainwatters.com/contact/) - [References](https://www.cainwatters.com/references/) - [Careers](https://www.cainwatters.com/careers/): Join Our Team The CWA team is always looking for more, exceptional talent. Our success begins with our people. Come... - [Disclosures](https://www.cainwatters.com/disclosures/) - [Terms of Use](https://www.cainwatters.com/terms-of-use/): TERMS OF USE TERMS OF USE AND YOUR ACCEPTANCE OF THEM. READ BEFORE CONTINUING. Cain Watters and Associates, L. L.... - [Privacy](https://www.cainwatters.com/privacy/) - [Home](https://www.cainwatters.com/): Financial freedom starts here. Dental CPAs Providing Financial Planning Services. Cain Watters & Associates, LLC PROVIDING CPA AND FINANCIAL PLANNING... --- # # Detailed Content ## Pages Step into the life you are meant to build. Join the program that’s empowering the next generation with financial confidence, career clarity, and professional growth. LEGACY by CWA was created to help young and established professionals like you build financial confidence, career clarity and long-term success. This is more than a program. It’s an investment in who you are becoming. All LEGACY by CWA members will get ongoing access to a CWA Planner to help with:Financial planningWealth accumulation strategiesCareer guidanceFamily planningLegacy stewardship*This program is invite-only for family members of current CWA clients. YOUR LEGACY STARTS NOW "*" indicates required fields Career Coaching Workshop A high-impact workshop designed to give you practical, real-world tools you can use immediately. Career Coaching Workshop A high-impact workshop designed to give you practical, real-world tools you can use immediately. Thursday, May 28, 5 to 8 p. m. @ CWA HQ in Frisco, TEXAS Headshots & Social Hour Capture a professional image, and expand your network in a relaxed, engaging setting. Career Launchpad Unlock your potential with actionable strategies and insider tips:Polish Your Brand: Resume Writing & LinkedIn Profile OptimizationLand the Role You Want: Job Search Strategies & ApplicationsAce Every Interview: Interview Preparation & Etiquette Exclusive Executive Coaching (Post-Event) Every attendee receives a one-hour personalized coaching session with Rhonda Davenport, Chief People Officer at CWA, within one year of attending. This is your chance to gain tailored guidance on:Interview preparationResume critiquesCareer strategy and advancement Accumulating Wealth Seminar After the Career Coaching Workshop, come back for this immersive experience focused on building lasting financial strength. As a LEGACY by CWA member, the fee for this seminar is waived. Accumulating Wealth Seminar After the Career Coaching Workshop, come back for this immersive experience focused on building lasting financial strength. As a LEGACY by CWA member, the fee for this seminar is waived. Friday, May 29, 8:30 A. M. TO 5 p. m. IN FRISCO, TEXAS The Basics How Money Grows Goal SettingBudgetingDebt ManagementInvestment Basics Saturday, May 30, 8:30 a. m to 3 p. m. IN FRISCO, TEXAS The Next Level Investment StrategiesInvestment VehiclesInsuranceEmployee BenefitsEstate Planning Why Join LEGACY by CWA? This exclusive program connects you with a CWA advisor who will help you navigate your career path and wealth goals into the future. Don't miss this opportunity to invest in yourself. Join Today --- Small Business Retirement Plans Easy to manage plans with growth fueled by tax benefits talk to cwa Leverage Strategic Tax Benefits with an Office 401(k) Plan Offset initial setup costs with significant federal tax credits designed for small businesses, reducing your first few years of administrative expenses. All eligible employer contributions and plan expenses are tax-deductible, creating an immediate reduction in your business’ current taxable income. CUSTOM PROGRAMS TO FIT YOUR NEEDS CLICK TO EXPAND INDIVIDUAL PLANS Solo 401(k) Plans A Solo 401(k) is designed for business owners with no employees other than a spouse, offering one of the most powerful retirement savings vehicles available. This plan allows you to contribute in two ways—both as the employee and the employer—maximizing your annual savings potential while reducing taxable income. With flexible design options and significant tax advantages, a Solo 401(k) provides simplicity and control for entrepreneurs who want to accelerate retirement savings without the complexity of a larger plan. Solo Cash Balance Plan A Solo Cash Balance Plan is tailored for high-income, owner-only businesses with no employees other than a spouse. It enables significantly higher, tax-deductible contributions, helping accelerate retirement savings while supporting long-term tax and wealth planning goals. The plan offers consistency and clarity without the complexity of employee-based plans. GROUP PLANS Safe Harbor Plans The Safe Harbor 401(k) is the strategic choice for owners who want to maximize their personal retirement savings without the risk and administrative burden of annual nondiscrimination testing. Safe harbor status ensures that you can always contribute the maximum allowed salary deferral to your accounts each year, while also offering a rewarding benefit to your staff. 401(k) Profit Sharing Plans A 401(k) Profit Sharing Plan is a highly flexible, tax-advantaged strategy that allows you to maximize your own retirement savings while controlling annual costs. This structure enables you to make a discretionary, tax-deductible contribution only in years when the company can afford it, ensuring that both you and your employees are rewarded with powerful tax benefits without committing to mandatory payouts during lean times. Design a Future-Ready and Flexible 401(k) Unlike standardized programs, our plans allow you to customize key features, including adopting a Safe Harbor and Profit Sharing Plan. This flexibility ensures your plan can be strategically adapted to your business’ unique cash flow and growth objectives each fiscal year. Who is a Small Business 401(k) Plan Right For? This plan is a vehicle for an owner to reduce taxes in the business and concurrently leverage those savings as contributions toward their own retirement. No practice is too small for this type of plan. Our bundled offerings make the process easy while providing an advisor who will manage all aspects of plan set-up, maximize owner benefits, and minimize staff costs. Significant TaxAdvantages and Savings Reduce taxable income with a 401(k) plan through tax credits, tax-deductible contributions, and tax-deferred growth. Attract and Retain Talent A crucial component of a competitive employee benefits package, a 401(k) can directly impact the quality and stability of your workforce. Powerful Retirement Savings Vehicle Powerful Retirement Savings Vehicle For the owner, the 401(k) allows you to contribute both as an employee (salary deferral) and potentially as an employer (match/profit sharing). Simplicity is Key with Our White Glove Service Knowing which plan is the right fit doesn’t have to be complicated. Our 401(k) specialist will guide you through the whole process, from plan selection and testing to working with the third-party administrator and compliance. Gizelle Grace CWA 401(k) Advisor Set Up a Complimentary 401(k) Review Our advisors will walk you through the details—from contribution methods and tax credits to tax savings you qualify for. Contact Us address 17 Cowboys WaySuite 300Frisco, TX 75034 Phone t: 972. 233. 3323f: 972. 663. 3799 hours Monday through Friday, 8:30 a. m. – 5 p. m. SECURE YOUR TOMORROW TODAY --- Questions about CWA services Our four decades of experience have taught us that informed clients are empowered clients. If you don't see what you’re looking for, please don’t hesitate to reach out. Our team is always happy to schedule a conversation to address your specific needs. What is the biggest difference between CWA and my local CPA/advisors? One, experience. We’ve specialized in serving the dental industry for over 40 years. Two, our breadth of services. CWA offers solutions for growing your practice, strategies on how and when to bring in associates or partners, personal budgeting, investments and wealth accumulation, estate planning, compilation accounting and much more. How much can CWA save me in taxes? Of course, everyone’s situation is different. We’ll be better able to determine the opportunity that exists for you during a phone consultation. We won’t encourage you to hire CWA until we determine that the value and savings you’ll see exceed the fees you pay us. What if I only want accounting and tax filing? We offer a la carte tax and accounting services, along with proactive advisory support, for practices that only need the essentials. Can CWA work with my local accountant? We can certainly work with your existing accountant. Your CWA financial advisory team is invested in your preferences and success. Many of our strategies will be made from your accounting books; with that in mind, we have a particular way we perform accounting in-house that we have tailored to dental practices. Your CWA advisor can talk with you about your situation, and if there are any adjustments they would recommend. Does CWA manage investments as well? Yes. Unlike many financial planning firms, many of our CPAs are also registered IARs — Investment Advisor Representatives. Your financial advisor can look at your financial situation, identify areas that may save money through tax-advantaged environments, and then help you determine the best way to grow your savings. CWA manages over $4. 2 billion in assets and offers fees lower than market average to CWA financial planning clients. Cain Watters and Associates, LLC is a Registered Investment Advisor (RIA) with the Securities and Exchange Commission (SEC). Why is joining CWA now more important than ever? It’s been a volatile few years. Now is the time to give yourself the peace of mind that comes from knowing you have a secure financial plan to weather the storm and a sound growth strategy to maximize opportunities as the clouds part. With customized tax strategies, financial planning, wealth management solutions and more, CWA is ready to help you make this your best year yet. Why do dentists need specialized financial planning? Dentists face unique challenges – high student debt, expensive practice ownership, tax complexities, and irregular income patterns. A financial planner who understands dentistry can create strategies specific to these needs. How can financial planning help me buy or start a dental practice? We guide dentists through practice acquisition financing, cash flow projections, tax-efficient structures, and loan negotiations to ensure ownership is sustainable and profitable. What retirement strategies work best for dentists? Dentists benefit from tailored retirement planning that includes defined benefit plans, 401(k) strategies, and tax-advantaged savings options designed for high-income professionals. Can you help with student loan repayment? Yes. We create customized repayment strategies, including refinancing analysis, income-driven repayment evaluation, and balancing loan payoff with wealth-building goals. How do you help dentists reduce taxes? We design tax-efficient strategies using practice structure, retirement plans, deductions, and investment planning tailored to dental professionals. Do you work with associate dentists as well as practice owners? Yes. We support associates and independent contractors with debt management, savings strategies, and early career wealth building, as well as practice owners with more complex tax and investment planning. How do you help dentists grow their wealth outside of dentistry? We create investment strategies beyond the dental practice—real estate, retirement accounts, and diversified portfolios to build long-term financial independence. Do you help with practice transition and exit planning? Yes. We provide valuation guidance, partnerships, tax-efficient exit strategies, and retirement-income planning for dentists who sell or retire from their practices. What makes your firm different from general financial planners? While we support all small business owners, we do put a focus on dentists. Our expertise in student debt, practice ownership, tax strategies, and exit planning ensures advice that’s practical and relevant to your profession. One, experience. We’ve specialized in serving the dental industry for over 40 years. Two, our breadth of services. CWA offers solutions for growing your practice, strategies on how and when to bring in associates or partners, personal budgeting, investments and wealth accumulation, estate planning, compilation accounting and much more. Of course, everyone’s situation is different. We’ll be better able to determine the opportunity that exists for you during a phone consultation. We won’t encourage you to hire CWA until we determine that the value and savings you’ll see exceed the fees you pay us. We offer a la carte tax and accounting services, along with proactive advisory support, for practices that only need the essentials. We can certainly work with your existing accountant. Your CWA financial advisory team is invested in your preferences and success. Many of our strategies will be made from your accounting books; with that in mind, we have a particular way we perform accounting in-house that we have tailored to dental practices. Your CWA advisor can talk with you about your situation, and if there are any adjustments they would recommend. Yes. Unlike many financial planning firms, many of our CPAs are also registered IARs — Investment Advisor Representatives. Your financial advisor can look at your financial situation, identify areas that may save money through tax-advantaged environments, and then help you determine the best way to grow your savings. CWA manages over $4. 2 billion in assets and offers fees lower than market average to CWA financial planning clients. Cain Watters and Associates, LLC is a Registered Investment Advisor (RIA) with the Securities and Exchange Commission (SEC). It’s been a... --- Dental CPA Services Since 1984 Why Dentists Need Specialized Financial Guidance Early in his career, CWA Founding Partner Darrell Cain worked closely with dentists and dental practice owners nationwide. Over time, he identified a critical challenge facing the profession: despite solid earnings and long hours, many dentists struggled to achieve the financial security they deserved. The problem was clear: dental school teaches clinical skills, not business management. Many dentists felt overwhelmed by practice finances despite their professional success. The CWA Solution: Dental-Specific Financial Expertise Darrell Cain founded CWA with a clear mission: to help dentists bridge the gap between clinical excellence and financial prosperity. Drawing from his background in accounting, tax planning, and business strategy, he recognized that dentistry required financial guidance as specialized as the profession itself. Today, that same philosophy drives the entire CWA team. Our advisors combine deep industry knowledge with financial planning strategies to help dentists build sustainable practices, reduce financial stress, and achieve long-term success both personally and professionally. CWA Offers Services to Support You in Every Stage of Your Dental Career Whether you're a new graduate, buying your first practice, or planning retirement, CWA provides specialized financial services tailored to dentists. Practice Services Practice accounting & bookkeepingStrategic tax planning & preparationPractice valuation & transitionsBusiness consultingProfitability analysis Personal Services Personal tax strategyDebt managementRetirement & wealth planningEstate planning coordinationRisk management Continue Exploring Educate. Empower. Inspire. 40 years later, the mission powers on. Our History Financial Services for
Dentists, Dental Practices, Business Owners and Beyond Our Services --- ESSENTIAL CPA SERVICES FORCLIENTS OF talk to cwa ADMINISTRATION SUPPORT SCALED TO YOUR PRACTICE Designed for doctors who just want the basics, CWA's Essential Advisory service enhances bookkeeping and tax filing with a proactive CPA advisor who understands your business, backed by 40+ years in the dental industry. ESSENTIAL ADVISORY SERVICES CLICK TO EXPAND Accounting and Bookkeeping Track and compare your financial performance Monthly preparation and delivery of Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses with year-to-date industry and expense comparisons. What you getPreparation of monthly Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses via the use of QuickBooks. Deliverables include Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses with month and year-to-date comparisons. Includes management report with expense comparisons to key performance indicators (KPI). Initial phone conference to understand how to review and read your financial statements, expense KPIs, and apply them to your business. Discounted membership to Elite Dental Alliance to help reduce overhead. Tax Preparation Maximize your returns and ensure compliance Annual preparation of your business, personal property, Form 1099s, and personal tax returns. What you getIncludes efficient online data gathering and simplified e-signature processE-file of returns when completedElectronic version of business and personal tax returnsElectronic estimated tax payment reminders Tax Planning Sound guidance to help you plan ahead and optimize your finances Access to a dental-specific CPA to discuss practice projection, setting annual payroll tax withholdings, estimated payments and year-end tax projections. What you getSetting owner compensation and tax payment planSetting of annual payroll tax withholdings or estimated paymentsSetting annual pass-through entity (PTE) tax payments, if applicableYear-end tax projection and review of estimated tax obligationsList of CWA-approved business tax deductions, including a description of the law, deduction recommendations and documentation guidance2-3 conference calls to review practice financials, run tax projections and set reasonable targetsEmail summary of each conference call and year-end projection with action itemsExtra advisory services available at an hourly rate GET MORE FROM YOUR BOOKKEEPING WITH A CUSTOM KPI REPORT See your financials like never before. With CWA’s detailed report, it’s easy to track your progress month-over-month against different key performance indicators. GET YOUR SAMPLE KPI REPORT What Sets CWA Apart? Experience For 40 years, we’ve served thousands of clients nationwide, putting our flagship 3to1 principle of wealth accumulation to work. Expertise CWA primarily serves the dental industry. We know the unique intricacies of the dental business, as well as the mindset of dental practice owners, better than most CPAs. Partnership Financial planning isn't a static product. It's a process. Peace of mind is also more than just a number to reach. CWA aims to financially prepare you to reach your personal and professional goals. Service We are committed to delivering an unmatched personalized experience. Our 90%-plus retention rate is testament to the difference a dedicated support team makes. Get a Free Financial Statement Review. For entry-level pricing, our Essential Advisory service can simplify your business with combined accounting, tax, and tax advisory services. Schedule a 30-minute complimentary financial statement review with our team to see how proactiveness, transparency, organization, and knowledge can make a difference in your business. CONNECT WITH OUR TEAM --- Protection that offers peace of mind Comprehensive insurance options from Trusted coverage that reassures. When life throws curveballs, protect what matters most. Our in-house insurance agency, CWA Risk Solutions, cuts through the complexity to deliver coverage that actually fits your life. We educate first, then find tailored solutions that can save you time, money, and worry. No gaps, no guesswork—just the right protection. Contact Our Team custom coverage options to fit your needs click to expand Disability Income Insurance Provides a steady income stream if you’re unable to work due to illness or injury. Benefits can be adjusted with riders to expand or tailor your coverage for additional protection. Policies Offered: Individual Disability, Group Disability, Long-Term Care *Coverage can be stacked with different policies to adjust for the financial growth that clients experience during their professional lifetime. Provides a steady income stream if you’re unable to work due to illness or injury. Benefits can be adjusted with riders to expand or tailor your coverage for additional protection. Policies Offered: Individual Disability, Group Disability, Long-Term Care *Coverage can be stacked with different policies to adjust for the financial growth that clients experience during their professional lifetime. Life Insurance Provides financial security for loved ones while offering tax advantages and lifetime benefits you can access now. Policies Offered: Term Insurance, Permanent Insurance, Mortgage Protection, Key Person Life, Buy-Sell Agreements, Credit Life Insurance, Executive Bonus Plans *Coverage can be stacked with different policies to adjust for the financial growth that clients experience during their professional lifetime. Provides financial security for loved ones while offering tax advantages and lifetime benefits you can access now. Policies Offered: Term Insurance, Permanent Insurance, Mortgage Protection, Key Person Life, Buy-Sell Agreements, Credit Life Insurance, Executive Bonus Plans *Coverage can be stacked with different policies to adjust for the financial growth that clients experience during their professional lifetime. DISABILITY INSURANCE: WHAT TO KNOW When shopping for disability insurance, choose coverage that protects your career—not just your current occupation. True own-occupation coverage pays benefits even if you switch jobs. Smart riders like future increase options, student loan protection, and partial benefits ensure your coverage adapts to real life as your income and needs change. WHEN IS THE RIGHT TIME TO SECURE DISABILITY INSURANCE? The younger you are, the less likely you are to have a history of medical conditions. This makes it the ideal time to purchase disability insurance, providing a better chance of securing full coverage without limitations, a smoother underwriting process and more affordable premiums. Lifetime Savings Start young, pay less forever. Your premium locks in at purchase and stays there for life—saving you thousands over decades compared to waiting until your 40s or 50s. No Hassles Fewer health issues mean faster approval and full coverage without exclusions. Clean health records make underwriting simple and straightforward. Max Coverage Young buyers qualify for the best protection and riders available before health conditions or age limit your options later. LIFE INSURANCE: WHAT TO KNOW Not all life insurance is created equal. Permanent insurance builds long-term wealth while protecting your family forever. Term insurance offers affordable protection for specific time periods—but add a conversion rider and you can upgrade to permanent coverage anytime without new health questions. The key? Understanding which type fits your life stage and financial goals. DON’T LEAVE YOUR FINANCIAL FUTURE TO CHANCE. Request your free, no-obligation consultation now. For basic quotes*, we just need your prior year income, requested coverage amount and occupation. get your consultation *Requesting a quote does not bind or confirm coverage. address 17 Cowboys Way Suite 300 Frisco, TX 75034 Phone t: 972. 233. 3323 f: 972. 663. 3799 hours Monday through Friday, 8:30 a. m. – 5 p. m. SECURE YOUR TOMORROW TODAY --- ESSENTIAL CPA SERVICES FORCLIENTS OF talk to cwa ADMINISTRATION SUPPORT SCALED TO YOUR PRACTICE Designed for doctors who just want the basics, CWA's Essential Advisory service enhances bookkeeping and tax filing with a proactive CPA advisor who understands your business, backed by 40+ years in the dental industry. ESSENTIAL ADVISORY SERVICES CLICK TO EXPAND Accounting and Bookkeeping Track and compare your financial performance Monthly preparation and delivery of Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses with year-to-date industry and expense comparisons. What you getPreparation of monthly Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses via the use of QuickBooks. Deliverables include Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses with month and year-to-date comparisons. Includes management report with expense comparisons to key performance indicators (KPI). Initial phone conference to understand how to review and read your financial statements, expense KPIs, and apply them to your business. Tax Preparation Maximize your returns and ensure compliance Annual preparation of your business, personal property, Form 1099s, and personal tax returns. What you getIncludes efficient online data gathering and simplified e-signature processE-file of returns when completedElectronic version of business and personal tax returnsElectronic estimated tax payment reminders Tax Planning Sound guidance to help you plan ahead and optimize your finances Access to a dental-specific CPA to discuss practice projection, setting annual payroll tax withholdings, estimated payments and year-end tax projections. What you getSetting owner compensation and tax payment planSetting of annual payroll tax withholdings or estimated paymentsSetting annual pass-through entity (PTE) tax payments, if applicableYear-end tax projection and review of estimated tax obligationsList of CWA-approved business tax deductions, including a description of the law, deduction recommendations and documentation guidance2-3 conference calls to review practice financials, run tax projections and set reasonable targetsEmail summary of each conference call and year-end projection with action itemsExtra advisory services available at an hourly rate GET MORE FROM YOUR BOOKKEEPING WITH A CUSTOM KPI REPORT See your financials like never before. With CWA’s detailed report, it’s easy to track your progress month-over-month against different key performance indicators. GET YOUR SAMPLE KPI REPORT What Sets CWA Apart? Experience For 40 years, we’ve served thousands of clients nationwide, putting our flagship 3to1 principle of wealth accumulation to work. Expertise CWA primarily serves the dental industry. We know the unique intricacies of the dental business, as well as the mindset of dental practice owners, better than most CPAs. Partnership Financial planning isn't a static product. It's a process. Peace of mind is also more than just a number to reach. CWA aims to financially prepare you to reach your personal and professional goals. Service We are committed to delivering an unmatched personalized experience. Our 90%-plus retention rate is testament to the difference a dedicated support team makes. Contact a member of our team. For entry-level pricing, our Essential Advisory service can simplify your business with combined accounting, tax, and tax advisory services. Plus, with the monthly performance report, you can track your progress against key KPIs tailored specifically to your practice. CONNECT WITH OUR TEAM --- ESSENTIAL CPA SERVICES FORCLIENTS OF talk to cwa ADMINISTRATION SUPPORT SCALED TO YOUR PRACTICE Designed for doctors who just want the basics, CWA's Essential Advisory service enhances bookkeeping and tax filing with a proactive CPA advisor who understands your business, backed by 40+ years in the dental industry. ESSENTIAL ADVISORY SERVICES CLICK TO EXPAND Accounting and Bookkeeping Track and compare your financial performance Monthly preparation and delivery of Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses with year-to-date industry and expense comparisons. What you getPreparation of monthly Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses via the use of QuickBooks. Deliverables include Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses with month and year-to-date comparisons. Includes management report with expense comparisons to key performance indicators (KPI). Initial phone conference to understand how to review and read your financial statements, expense KPIs, and apply them to your business. Discounted membership to Elite Dental Alliance to help reduce overhead. Tax Preparation Maximize your returns and ensure compliance Annual preparation of your business, personal property, Form 1099s, and personal tax returns. What you getIncludes efficient online data gathering and simplified e-signature processE-file of returns when completedElectronic version of business and personal tax returnsElectronic estimated tax payment reminders Tax Planning Sound guidance to help you plan ahead and optimize your finances Access to a dental-specific CPA to discuss practice projection, setting annual payroll tax withholdings, estimated payments and year-end tax projections. What you getSetting owner compensation and tax payment planSetting of annual payroll tax withholdings or estimated paymentsSetting annual pass-through entity (PTE) tax payments, if applicableYear-end tax projection and review of estimated tax obligationsList of CWA-approved business tax deductions, including a description of the law, deduction recommendations and documentation guidance2-3 conference calls to review practice financials, run tax projections and set reasonable targetsEmail summary of each conference call and year-end projection with action itemsExtra advisory services available at an hourly rate GET MORE FROM YOUR BOOKKEEPING WITH A CUSTOM KPI REPORT See your financials like never before. With CWA’s detailed report, it’s easy to track your progress month-over-month against different key performance indicators. GET YOUR SAMPLE KPI REPORT What Sets CWA Apart? Experience For 40 years, we’ve served thousands of clients nationwide, putting our flagship 3to1 principle of wealth accumulation to work. Expertise CWA primarily serves the dental industry. We know the unique intricacies of the dental business, as well as the mindset of dental practice owners, better than most CPAs. Partnership Financial planning isn't a static product. It's a process. Peace of mind is also more than just a number to reach. CWA aims to financially prepare you to reach your personal and professional goals. Service We are committed to delivering an unmatched personalized experience. Our 90%-plus retention rate is testament to the difference a dedicated support team makes. Contact a member of our team. For entry-level pricing, our Essential Advisory service can simplify your business with combined accounting, tax, and tax advisory services. Plus, with the monthly performance report, you can track your progress against key KPIs tailored specifically to your practice. CONNECT WITH OUR TEAM --- Go inside the numbers with the Dental Practice Comparison ReportTrack income, expenses, salaries, and more. The annual How Does Your Dental Practice Compare? Report helps doctors uncover areas to improve, optimize, and increase practice profitability. Featuring in-depth reporting across six specialties, this vital benchmarking tool makes it easy to:Compare your numbers to like-size practices nationwideTarget areas you may be overspendingFind new perspectives on the health of your practiceMake data-driven decisions on where to optimize GET THE REPORT Organized by Specialty Endodontics General Dentistry Orthodontics Oral Surgery Pediatric Dentistry Periodontics Categorized by Size 1 Doctor Practice2 Doctor Practice3 Doctor Practice4+ Doctor Practice GET THE REPORT INSIGHT SPOTLIGHT: TOTAL OVERHEAD BY PRACTICE Get the report for more invaluable insights > More Questions this Report Can Answer Is my overhead out of line with the averages? Am I raising fees fast enough to offset inflation? Was my net profit higher than my peers? GET THE ANSWERS About Cain Watters Specializing in financial planning, accounting, tax and wealth management services tailored to the dental industry, CWA understands the unique challenges and opportunities dentists face. We’re committed to helping our clients maximize every step of the journey to their personal and practice financial goals. Contact Us --- ESSENTIAL CPA SERVICES FORCLIENTS OF talk to cwa ADMINISTRATION SUPPORT SCALED TO YOUR PRACTICE Designed for doctors who just want the basics, CWA's Essential Advisory service enhances bookkeeping and tax filing with a proactive CPA advisor who understands your business, backed by 40+ years in the dental industry. ESSENTIAL ADVISORY SERVICES CLICK TO EXPAND Accounting and Bookkeeping Track and compare your financial performance Monthly preparation and delivery of Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses with year-to-date industry and expense comparisons. What you getPreparation of monthly Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses via the use of QuickBooks. Deliverables include Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses with month and year-to-date comparisons. Includes management report with expense comparisons to key performance indicators (KPI). Initial phone conference to understand how to review and read your financial statements, expense KPIs, and apply them to your business. Tax Preparation Maximize your returns and ensure compliance Annual preparation of your business, personal property, Form 1099s, and personal tax returns. What you getIncludes efficient online data gathering and simplified e-signature processE-file of returns when completedElectronic version of business and personal tax returnsElectronic estimated tax payment reminders Tax Planning Sound guidance to help you plan ahead and optimize your finances Access to a dental-specific CPA to discuss practice projection, setting annual payroll tax withholdings, estimated payments and year-end tax projections. What you getSetting owner compensation and tax payment planSetting of annual payroll tax withholdings or estimated paymentsSetting annual pass-through entity (PTE) tax payments, if applicableYear-end tax projection and review of estimated tax obligationsList of CWA-approved business tax deductions, including a description of the law, deduction recommendations and documentation guidance2-3 conference calls to review practice financials, run tax projections and. set reasonable targetsEmail summary of each conference call and year-end projection with action itemsExtra advisory services available at an hourly rate GET MORE FROM YOUR BOOKKEEPING WITH A CUSTOM KPI REPORT See your financials like never before. With CWA’s detailed report, it’s easy to track your progress month-over-month against different key performance indicators. GET YOUR SAMPLE KPI REPORT What Sets CWA Apart? Experience For 40 years, we’ve served thousands of clients nationwide, putting our flagship 3to1 principle of wealth accumulation to work. Expertise CWA primarily serves the dental industry. We know the unique intricacies of the dental business, as well as the mindset of dental practice owners, better than most CPAs. Partnership Financial planning isn't a static product. It's a process. Peace of mind is also more than just a number to reach. CWA aims to financially prepare you to reach your personal and professional goals. Service We are committed to delivering an unmatched personalized experience. Our 90%-plus retention rate is testament to the difference a dedicated support team makes. Get a Free Financial Statement Review. For entry-level pricing, our Essential Advisory service can simplify your business with combined accounting, tax, and tax advisory services. Schedule a 30-minute complimentary financial statement review with our team to see how proactiveness, transparency, organization, and knowledge can make a difference in your business. TALK TO CWA --- Pediatric practice owners wear a lot of hats, and CFO is one of them. The good news is, now there’s an easy way to give your inner data guru an edge. The Pediatric Practice Comparison Report compiles comparative metrics from pediatric practices nationwide, giving doctors the inside track on driving smarter business decisions in 2025 and beyond:Compare your practice to nationwide averages Identify areas to improve and optimizeGain insights from quantitative and qualitative metrics Target areas to accelerate growthFrom production to collections, overhead, staff salaries and more, the pediatric report delivers the vital insights you need to outperform your year-end goals. GET THE REPORT 2024 KEY FINDINGS Peek Inside the Report HOW TO GET THE MOST FROM THE METRICS Set Benchmarks Compare your KPIs to the pediatric averages and set new performance goals for your practice. Optimize Profitability Uncover insights into your own practice’s health and pinpoint areas to improve. Accelerate Growth Discover key areas that are primed for growth in 2025 and beyond. What's Inside the Pediatric Comparison Report? Production trends (2019 – 2024) Overhead analysis by category Expenses and net profit by practice size Average wage by position DOWNLOAD YOUR FREE REPORT About Cain Watters Cain Watters' dedicated team of CPAs, accountants and advisors work hard to ensure you leverage the profitability in your practice. We are proud to offer financial planning, accounting, tax, wealth, and transition services to practice owners, plus a suite of services tailored to associate dentists. For over 40 years, we’ve helped dentists maximize every step of their financial journey, and we’re just getting started. Contact Us --- ESSENTIAL CPA SERVICES FORCLIENTS OF talk to cwa ADMINISTRATION SUPPORT SCALED TO YOUR PRACTICE Designed for doctors who just want the basics, CWA's Essential Advisory service enhances bookkeeping and tax filing with a proactive CPA advisor who understands your business, backed by 40+ years in the dental industry. ESSENTIAL ADVISORY SERVICES CLICK TO EXPAND Accounting and Bookkeeping Track and compare your financial performance Monthly preparation and delivery of Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses with year-to-date industry and expense comparisons. What you getPreparation of monthly Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses via the use of QuickBooks. Deliverables include Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses with month and year-to-date comparisons. Includes management report with expense comparisons to key performance indicators (KPI). Initial phone conference to understand how to review and read your financial statements, expense KPIs, and apply them to your business. Discounted membership to Elite Dental Alliance to help reduce overhead. Tax Preparation Maximize your returns and ensure compliance Annual preparation of your business, personal property, Form 1099s, and personal tax returns. What you getIncludes efficient online data gathering and simplified e-signature processE-file of returns when completedElectronic version of business and personal tax returnsElectronic estimated tax payment reminders Tax Planning Sound guidance to help you plan ahead and optimize your finances Access to a dental-specific CPA to discuss practice projection, setting annual payroll tax withholdings, estimated payments and year-end tax projections. What you getSetting owner compensation and tax payment planSetting of annual payroll tax withholdings or estimated paymentsSetting annual pass-through entity (PTE) tax payments, if applicableYear-end tax projection and review of estimated tax obligationsList of CWA-approved business tax deductions, including a description of the law, deduction recommendations and documentation guidance2-3 conference calls to review practice financials, run tax projections and. set reasonable targetsEmail summary of each conference call and year-end projection with action itemsExtra advisory services available at an hourly rate GET MORE FROM YOUR BOOKKEEPING WITH A CUSTOM KPI REPORT See your financials like never before. With CWA’s detailed report, it’s easy to track your progress month-over-month against different key performance indicators. GET YOUR SAMPLE KPI REPORT What Sets CWA Apart? Experience For 40 years, we’ve served thousands of clients nationwide, putting our flagship 3to1 principle of wealth accumulation to work. Expertise CWA primarily serves the dental industry. We know the unique intricacies of the dental business, as well as the mindset of dental practice owners, better than most CPAs. Partnership Financial planning isn't a static product. It's a process. Peace of mind is also more than just a number to reach. CWA aims to financially prepare you to reach your personal and professional goals. Service We are committed to delivering an unmatched personalized experience. Our 90%-plus retention rate is testament to the difference a dedicated support team makes. Contact a member of our team. For entry-level pricing, our Essential Advisory service can simplify your business with combined accounting, tax, and tax advisory services. Plus, with the monthly performance report, you can track your progress against key KPIs tailored specifically to your practice. CONNECT WITH OUR TEAM --- ESSENTIAL CPA SERVICES FORCLIENTS OF talk to cwa ADMINISTRATION SUPPORT SCALED TO YOUR PRACTICE Designed for doctors who just want the basics, CWA's Essential Advisory service enhances bookkeeping and tax filing with a proactive CPA advisor who understands your business, backed by 40+ years in the dental industry. ESSENTIAL ADVISORY SERVICES CLICK TO EXPAND Accounting and Bookkeeping Track and compare your financial performance Monthly preparation and delivery of Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses with year-to-date industry and expense comparisons. What you getPreparation of monthly Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses via the use of QuickBooks. Deliverables include Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses with month and year-to-date comparisons. Includes management report with expense comparisons to key performance indicators (KPI). Initial phone conference to understand how to review and read your financial statements, expense KPIs, and apply them to your business. Discounted membership to Elite Dental Alliance to help reduce overhead. Tax Preparation Maximize your returns and ensure compliance Annual preparation of your business, personal property, Form 1099s, and personal tax returns. What you getIncludes efficient online data gathering and simplified e-signature processE-file of returns when completedElectronic version of business and personal tax returnsElectronic estimated tax payment reminders Tax Planning Sound guidance to help you plan ahead and optimize your finances Access to a dental-specific CPA to discuss practice projection, setting annual payroll tax withholdings, estimated payments and year-end tax projections. What you getSetting owner compensation and tax payment planSetting of annual payroll tax withholdings or estimated paymentsSetting annual pass-through entity (PTE) tax payments, if applicableYear-end tax projection and review of estimated tax obligationsList of CWA-approved business tax deductions, including a description of the law, deduction recommendations and documentation guidance2-3 conference calls to review practice financials, run tax projections and. set reasonable targetsEmail summary of each conference call and year-end projection with action itemsExtra advisory services available at an hourly rate GET MORE FROM YOUR BOOKKEEPING WITH A CUSTOM KPI REPORT See your financials like never before. With CWA’s detailed report, it’s easy to track your progress month-over-month against different key performance indicators. GET YOUR SAMPLE KPI REPORT What Sets CWA Apart? Experience For 40 years, we’ve served thousands of clients nationwide, putting our flagship 3to1 principle of wealth accumulation to work. Expertise CWA primarily serves the dental industry. We know the unique intricacies of the dental business, as well as the mindset of dental practice owners, better than most CPAs. Partnership Financial planning isn't a static product. It's a process. Peace of mind is also more than just a number to reach. CWA aims to financially prepare you to reach your personal and professional goals. Service We are committed to delivering an unmatched personalized experience. Our 90%-plus retention rate is testament to the difference a dedicated support team makes. Contact a member of our team. For entry-level pricing, our Essential Advisory service can simplify your business with combined accounting, tax, and tax advisory services. Plus, with the monthly performance report, you can track your progress against key KPIs tailored specifically to your practice. CONNECT WITH OUR TEAM --- Do your 2025 goals need an ADJUSTMENT? In an ultra-competitive specialty like orthodontics, comparative intel is key. Knowing how your practice compares to your peers gives context to your decisions, revealing opportunities to improve, grow, and exceed your goals. The Orthodontic Practice Comparison ReportThe Orthodontic Practice Comparison Report, now powered by Gaidge Analytics, is an even more effective tool to help practice owners:Compare your practice to like-sized practices nationwideIdentify areas to optimize and improveGlean insights from fresh qualitative metricsTarget areas to grow in 2025 and beyond GET THE REPORT. INSIDE THE AVERAGES 2024 Key Findings Why this report matters to your practice Benchmark your performance By leveraging Gaidge practice metrics alongside industry averages, orthos can uncover invaluable insights and identify growth opportunities. Optimize Profitability Gain insights on overhead management, fee structures, and salary benchmarks to improve your bottom line. Accelerate Growth Discover key performance indicators and conversion strategies to drive smarter decisions for your practice. What's Inside the Report Production and collections trends (2020-2024) Overhead analysis and management Staff compensation benchmarks by position New patient acquisition costs and conversion strategies Fee structures for different treatment types DOWNLOAD YOUR FREE REPORT About Cain Watters Cain Watters' dedicated team of CPAs, accountants and advisors work hard to ensure you leverage the profitability in your practice. We are proud to offer financial planning, accounting, tax, wealth, and transition services to practice owners, plus a suite of services tailored to associate dentists. For over 40 years, we’ve helped dentists maximize every step of their financial journey, and we’re just getting started. Contact Us --- THE ESSENTIAL CPA SERVICES YOUR PRACTICE NEEDS Delivered by CPAs who know the dental industry. talk to cwa ADMINISTRATION SUPPORT SCALED TO YOUR PRACTICE Designed for doctors who just want the basics, CWA's Essential Advisory service enhances bookkeeping and tax filing with a proactive CPA advisor who understands your business, backed by 40+ years in the dental industry. ESSENTIAL ADVISORY SERVICES CLICK TO EXPAND /* widget: Template Accordion */ /* Widget Default Styles */ #template-accordion-34836 . content, #template-accordion-34836 . template { padding: 0px; } @media (max-width: 1024px) { #template-accordion-34836 . content, #template-accordion-34836 . template { padding: px; } } @media (max-width: 640px) { #template-accordion-34836 . content, #template-accordion-34836 . template { padding: px; } } /* Site Styles */ #template-accordion-34836 { width: 100%; display: flex; flex-direction: column; gap: 2px; } #template-accordion-34836 . item { width: 100%; } #template-accordion-34836 . item . header { width: 100%; padding: 24px 50px; background-color: #1E4768; display: flex; justify-content: space-between; align-items: center; cursor: pointer; } @media (max-width: 768px) { #template-accordion-34836 . item . header { padding: 18px; } } #template-accordion-34836 . item . title-wrapper { display: flex; flex-direction: column; gap: 5px; } @media (max-width: 768px) { #template-accordion-34836 . item . title-wrapper . title { font-size: 20px; } } #template-accordion-34836 . item . title-wrapper . subtitle { font-family: "Lato"; font-size: 17px; line-height: 31px; font-weight: 400; color: white; } #template-accordion-34836 . item . header . icon { min-width: 37px; min-height: 37px; display: flex; background-color: #5EBBC0; border: 1px solid white; border-radius: 4. 4px; } #template-accordion-34836 . item . header . icon svg { stroke: white; margin: auto; width: 24px; height: 12px; transform: rotate(0); transition: all 0. 2s ease-in-out; } #template-accordion-34836 . item . header. active . icon svg { transform: rotate(180deg); } Accounting and Bookkeeping Track and compare your financial performance . elementor-7186 . elementor-element. elementor-element-7bc182ae{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:center;--gap:70px 70px;--row-gap:70px;--column-gap:70px;--padding-top:60px;--padding-bottom:60px;--padding-left:40px;--padding-right:40px;}. elementor-7186 . elementor-element. elementor-element-7bc182ae:not(. elementor-motion-effects-element-type-background), . elementor-7186 . elementor-element. elementor-element-7bc182ae > . elementor-motion-effects-container > . elementor-motion-effects-layer{background-color:var( --e-global-color-32542dc );}. elementor-7186 . elementor-element. elementor-element-33cf7afb{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:40px 40px;--row-gap:40px;--column-gap:40px;}. elementor-widget-image . widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}. elementor-7186 . elementor-element. elementor-element-a4afc63 img{width:211px;}. elementor-7186 . elementor-element. elementor-element-a4afc63. elementor-element{--flex-grow:0;--flex-shrink:0;}. elementor-widget-text-editor{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}. elementor-widget-text-editor. elementor-drop-cap-view-stacked . elementor-drop-cap{background-color:var( --e-global-color-primary );}. elementor-widget-text-editor. elementor-drop-cap-view-framed . elementor-drop-cap, . elementor-widget-text-editor. elementor-drop-cap-view-default . elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}@media(min-width:768px){. elementor-7186 . elementor-element. elementor-element-7bc182ae{--content-width:1250px;}}@media(max-width:1024px){. elementor-7186 . elementor-element. elementor-element-7bc182ae{--padding-top:30px;--padding-bottom:30px;--padding-left:20px;--padding-right:20px;}. elementor-7186 . elementor-element. elementor-element-33cf7afb{--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--align-items:flex-start;}}@media(max-width:767px){. elementor-7186 . elementor-element. elementor-element-7bc182ae{--padding-top:20px;--padding-bottom:20px;--padding-left:15px;--padding-right:15px;}} Monthly preparation and delivery of Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses with year-to-date industry and expense comparisons. What you get Preparation of monthly Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses via the use of QuickBooks or Xero. Deliverables include Financial Statement of Assets, Liabilities + Equity and Financial Statement of Revenues + Expenses with month and year-to-date comparisons. Includes management report with expense comparisons to key performance indicators (KPI). Initial phone conference to understand how to review and read your financial statements, expense KPIs, and apply them to your decision making. Discounted membership to Elite Dental Alliance to help reduce overhead. Tax Preparation Maximize your returns and ensure compliance . elementor-7187 . elementor-element. elementor-element-bfdf5db{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:center;--gap:70px 70px;--row-gap:70px;--column-gap:70px;--padding-top:60px;--padding-bottom:60px;--padding-left:40px;--padding-right:40px;}. elementor-7187 . elementor-element. elementor-element-bfdf5db:not(. elementor-motion-effects-element-type-background), . elementor-7187 . elementor-element. elementor-element-bfdf5db > . elementor-motion-effects-container > . elementor-motion-effects-layer{background-color:var( --e-global-color-32542dc );}. elementor-7187 . elementor-element. elementor-element-f7e8590{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:40px 40px;--row-gap:40px;--column-gap:40px;}. elementor-widget-image . widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}. elementor-7187 . elementor-element. elementor-element-b8bc75e img{width:194px;}. elementor-7187 . elementor-element. elementor-element-b8bc75e. elementor-element{--flex-grow:0;--flex-shrink:0;}. elementor-widget-text-editor{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}. elementor-widget-text-editor. elementor-drop-cap-view-stacked . elementor-drop-cap{background-color:var( --e-global-color-primary );}. elementor-widget-text-editor. elementor-drop-cap-view-framed . elementor-drop-cap, . elementor-widget-text-editor. elementor-drop-cap-view-default . elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}@media(min-width:768px){. elementor-7187 . elementor-element. elementor-element-bfdf5db{--content-width:1250px;}}@media(max-width:1024px){. elementor-7187 . elementor-element. elementor-element-bfdf5db{--padding-top:30px;--padding-bottom:30px;--padding-left:20px;--padding-right:20px;}. elementor-7187 . elementor-element. elementor-element-f7e8590{--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--align-items:flex-start;}}@media(max-width:767px){. elementor-7187 . elementor-element. elementor-element-bfdf5db{--padding-top:20px;--padding-bottom:20px;--padding-left:15px;--padding-right:15px;}} Annual preparation of your business, personal property and personal tax returns. What you get Includes online onboarding E-file of returns when completed Electronic version of business and personal tax returns Tax Planning Sound guidance to help you plan ahead and optimize your finances . elementor-7188 . elementor-element. elementor-element-f9c30ce{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:center;--gap:70px 70px;--row-gap:70px;--column-gap:70px;--padding-top:60px;--padding-bottom:60px;--padding-left:40px;--padding-right:40px;}. elementor-7188 . elementor-element. elementor-element-f9c30ce:not(. elementor-motion-effects-element-type-background), . elementor-7188 . elementor-element. elementor-element-f9c30ce > . elementor-motion-effects-container > . elementor-motion-effects-layer{background-color:var( --e-global-color-32542dc );}. elementor-7188 . elementor-element. elementor-element-c1d0b19{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:40px 40px;--row-gap:40px;--column-gap:40px;}. elementor-widget-image . widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}. elementor-7188 . elementor-element. elementor-element-afaa072 img{width:130px;}. elementor-7188 . elementor-element. elementor-element-afaa072. elementor-element{--flex-grow:0;--flex-shrink:0;}. elementor-widget-text-editor{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}. elementor-widget-text-editor. elementor-drop-cap-view-stacked . elementor-drop-cap{background-color:var( --e-global-color-primary );}. elementor-widget-text-editor. elementor-drop-cap-view-framed . elementor-drop-cap, . elementor-widget-text-editor. elementor-drop-cap-view-default . elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}@media(min-width:768px){. elementor-7188 . elementor-element. elementor-element-f9c30ce{--content-width:1250px;}}@media(max-width:1024px){. elementor-7188 . elementor-element. elementor-element-f9c30ce{--padding-top:30px;--padding-bottom:30px;--padding-left:20px;--padding-right:20px;}. elementor-7188 . elementor-element. elementor-element-c1d0b19{--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--align-items:flex-start;}}@media(max-width:767px){. elementor-7188 . elementor-element. elementor-element-f9c30ce{--padding-top:20px;--padding-bottom:20px;--padding-left:15px;--padding-right:15px;}} Access to a dental-specific CPA to discuss practice projection, setting annual payroll tax withholdings, estimated payments and year-end tax projections. What you get Setting of annual payroll tax withholdings or estimated payments Setting annual pass-through entity (PTE) tax payments, if applicable Year-end tax projection and review of estimated tax obligations List of CWA-approved business tax deductions, including a description of the law, deduction recommendations and documentation guidance One annual conference call (up to 1 hour) to review practice financials and estimated taxes Email summary of each annual conference call and year-end projection with action items Extra advisory services available at an hourly rate GET MORE FROM YOUR BOOKKEEPING WITH A CUSTOM KPI REPORT See your financials like never before. With CWA’s detailed report, it’s easy to track your progress month-over-month against different key performance indicators. GET YOUR SAMPLE KPI REPORT What Sets CWA Apart? Experience For 40 years, we’ve served thousands of clients nationwide, putting our flagship 3to1 principle of wealth accumulation to work. Expertise CWA primarily serves the dental industry. We know the unique intricacies of the dental business, as well as the mindset of dental practice owners, better than most CPAs. Partnership Financial planning isn't a static product. It's a process. Peace of mind... --- HAVE CONFIDENCE IN YOUR FINANCIAL PLAN AFTER YOU SELL CWA helps you optimize every opportunity talk to cwa NAVIGATING NEW FREEDOMS Partnering with a DSO brings exciting freedoms. It also prompts important questions about tax planning, wealth management, and how the change could affect your long-term financial goals. CWA advisors can help you start this new chapter with confidence. TODAY’S NEEDS, TOMORROW’S GOALS CWA has walked many clients through life pre- and post-DSO sale. We have the experience needed to create a financial plan that considers your unique situation and helps you meet your financial goals today and well into the future. FINANCIAL PLANNING FOR DSO PARTNERS Review your current tax situation and advise you on tax-smart strategies Tax Planning Answer questions specific to your partnership agreement and financial impact Post-Close Advisement Draft a plan to simplify future decision making, in case a recap is on the horizon Recap Advisement and Planning Develop a personalized plan to match your needs through all phases of life Investments/Wealth Management Help you understand your earn-out, equity, incentives and more DSO Specific Benefits THINKING ABOUT SELLING YOUR PRACTICE TO A DSO? The decision to sell your dental practice is both financial and personal. It's important to know how much you can earn and have a plan to make that money last so you can protect the future you've worked hard to build. 7 Pillars is a trusted partner for doctors navigating the DSO process. Their experienced team will work with you to structure a deal that aligns with your personal and financial goals. Connect with 7 Pillars Considering Selling Your Practice to a DSO? The decision to sell your practice to a DSO is both financial and personal. It’s important to know how much you can earn and how to make that money last for the years ahead. Get your questions answered and gain clarity on the process at one of our upcoming seminars. LEARN MORE What Sets CWA Apart? Experience For 40 years, we’ve served thousands of clients nationwide, putting our flagship 3to1 principle of wealth accumulation to work. Expertise CWA primarily serves the dental industry. We know the unique intricacies of the dental business, as well as the mindset of dental practice owners, better than most CPAs. Partnership Financial planning isn't a static product. It's a process. Peace of mind is also more than just a number to reach. CWA aims to financially prepare you to reach your personal and professional goals. Service We are committed to delivering an unmatched personalized experience. Our 90%-plus retention rate is testament to the difference a dedicated support team makes. address 17 Cowboys WaySuite 300Frisco, TX 75034 Phone t: 972. 233. 3323f: 972. 663. 3799 hours Monday through Friday, 8:30 a. m. – 5 p. m. maximize your new freedom --- REACH YOUR FULL FINANCIAL POTENTIAL Personal Planning that keeps your goals on track talk to cwa THE PATH TO FINANCIAL FREEDOM Financial planning services aren’t just for business owners. Whether you’re an associate in a private practice or a DSO, or a contract dentist, CWA advisors will custom tailor a plan to put you on a path to financial freedom. INVESTED IN YOUR SUCCESS The most successful financial plans start with a partner who invests the time to get to know you. At CWA, our hands-on approach to learning our clients’ wants, needs, goals and dreams helps us craft a long-term plan that fits your life now and into the future. PLANS BUILT FOR CHANGE Whether you join a practice as a partner, start your own practice or acquire an existing practice, CWA has you covered. Your planning team can seamlessly adapt your services to include Business Planning without missing a beat. We can even help you through the transition process. PERSONAL FINANCIAL PLANNING FOR ASSOCIATES, DSO & CONTRACT DOCTORS SHORT-TERM PLANNING Create a budget that fits your lifestyle Personal budgeting Reduce debts in the most tax efficient way Debt management Build strategies to help pay off loans faster Student loan reduction strategies Learn strategies to lower your tax burden Personal income tax planning LONG-TERM GOALS Make your money work hard toward your goals Investment guidance Plot your goals and use tax-advantaged strategies to reach them Retirement planning Put your family on a path to future success College savings prep Make sure your beneficiaries are covered Estate plan review Are You a Practice Owner Looking for Business Planning? CWA offers comprehensive business financial planning to help practices—and their owners— reach their goals. learn more What Sets CWA Apart? Experience For 40 years, we’ve served thousands of clients nationwide, putting our flagship 3to1 principle of wealth accumulation to work. Expertise CWA primarily serves the dental industry. We know the unique intricacies of the dental business, as well as the mindset of dental practice owners, better than most CPAs. Partnership Financial planning isn't a static product. It's a process. Peace of mind is also more than just a number to reach. CWA aims to financially prepare you to reach your personal and professional goals. Service We are committed to delivering an unmatched personalized experience. Our 90%-plus retention rate is testament to the difference a dedicated support team makes. address 17 Cowboys Way Suite 300 Frisco, TX 75034 Phone t: 972. 233. 3323 f: 972. 663. 3799 hours Monday through Friday, 8:30 a. m. – 5 p. m. take the first step --- OUR GOAL IS TO HELP YOU REACH YOURS A suite of planning services to achieve your full financial potential talk to cwa COMPREHENSIVE FINANCIAL PLANNING. INDIVIDUALIZED STRATEGIES. Whether it’s helping new doctors jumpstart their business, optimizing growth in established practices, or helping associates lay a rock-solid path to financial freedom, CWA delivers the strategy, guidance, and ongoing support to meet you where you are and work alongside you to surpass your goals. BUSINESS PLANNING TAILORED TO PRACTICE OWNERS No two practices are alike, so no two business financial plans should look alike, either. Leveraging 40 years of industry knowledge, CWA combines unique insights, sound strategies, and the right mix of services to help practices and their owners succeed at every stage. learn more PERSONAL FINANCIAL PLANNING FOR ASSOCIATES The path to financial freedom begins with a plan that suits your life, and a reliable partner to help guide the way. At CWA, we offer personalized financial planning, personal budgeting, investment management, retirement planning and tax planning for associates, independent contractors and DSO personnel. learn more What CWA Services are Right for You? Tell us about your personal and professional goals in a complimentary consultation. Schedule Now HELPFUL RESOURCES Check Out Our Blog Get valuable insights for dental practice owners in any specialty. Read The Blog Listen to Our Podcast Get tips on proactive tax planning, debt management, investments and more. listen now address 17 Cowboys Way Suite 300 Frisco, TX 75034 Phone t: 972. 233. 3323 f: 972. 663. 3799 hours Monday through Friday, 8:30 a. m. – 5 p. m. START YOUR FINANCIAL PLANNING JOURNEY --- THE BEST PLANS ARE BUILT FOR CHANGE CWA helps you optimize every opportunity talk to cwa CHANGE IS THE ONE CONSTANT IN LIFE From ever-evolving tax law to economic cycles to unexpected family obligations, change is the only thing any of us can truly count on. CWA planners can help craft a plan that accounts for the current environment and your future needs. FINANCIAL PLANNING FOR ANY STAGE With a suite of services designed to meet you wherever you are in the ownership journey, CWA helps new doctors, growing clinics and established practices keep business goals on track and personal goals within reach. THREE PLANNING OPTIONS TO KEEP YOU A STEP AHEAD Proactive Planning A comprehensive planning program for practice owners Through our Proactive Planning program, your CWA team creates an individualized strategy for your business and personal life. By constantly mining the financial landscape and adjusting in real-time, our team helps you maximize opportunities as they arise. Annual in-person working consultations anchor the process, giving you ample opportunity to ask questions and optimize for any changes in your practice or personal life. PROACTIVE PLANNING PROVIDES COMPREHENSIVE GUIDANCE FOR PRACTICE AND PERSONAL LIFE Personal Financial Assessment Check progress, optimize and revise short- and long-term plans Personal budgeting and estate planning Make sure your money is working hard towards your goals Wealth management and investment recommendations Plot your goals and use tax-advantaged strategies to reach them Retirement and pension planning Review new strategies to help college funds grow or pay them off College planning and student loan reduction Practice Financial Optimization Assess changes in the latest tax law and how to navigate them Revised tax strategy planning Find out how your latest numbers are tracking against where you want to be Practice overhead and production review Know where your practice stands on profitability thresholds Practice breakeven analysis Get a check on your debt outlook and how to improve it Business cash flow and debt structure assessment ESSENTIAL ADVISORY PLANNING Designed for doctors who just want the basics to run their business Essential Advisory Planning bundles accounting, tax preparation and tax guidance, scaled to meet the unique needs of growing practices. ESSENTIAL ADVISORY PLANNING OFFERS THE RIGHT SERVICES FOR UP-AND-COMING PRACTICES Learn More *Essential Advisory Planning program includes a discounted membership to Elite Dental Alliance. Monthly preparation of books with deliverables Accounting Services Annual preparation of your business, personal property and personal returns Tax Preparation Annual tax advice to get you optimized for the year Tax Planning PROACTIVE PLANNING FOR NEW DOCTORS Tailored for new doctors who have recently partnered in or acquired a practice The Proactive Planning for New Doctors program includes CWA’s full business planning and personal financial planning services with an emphasis on practice growth and reaching short- and long-term personal financial goals. Explore Services Associate Dentist Looking for Personal Financial Planning? CWA offers personalized financial planning for Associate and DSO Dentists, including 1099 contractors. learn more What Sets CWA Apart? Experience For 40 years, we’ve served thousands of clients nationwide, putting our flagship 3to1 principle of wealth accumulation to work. Expertise CWA primarily serves the dental industry. We know the unique intricacies of the dental business, as well as the mindset of dental practice owners, better than most CPAs. Partnership Financial planning isn't a static product. It's a process. Peace of mind is also more than just a number to reach. CWA aims to financially prepare you to reach your personal and professional goals. Service We are committed to delivering an unmatched personalized experience. Our 90%-plus retention rate is testament to the difference a dedicated support team makes. address 17 Cowboys WaySuite 300Frisco, TX 75034 Phone t: 972. 233. 3323f: 972. 663. 3799 hours Monday through Friday, 8:30 a. m. – 5 p. m. take the first step --- Is there untapped POTENTIAL in your practice? Find answers in our new Dental Practice Comparison Report Organized by specialty and practice size, the How Does Your Practice Compare? Report makes it easy to draw insights that can unlock the potential hiding in your practice. Leverage this vital benchmarking tool to:Compare your numbers to nationwide practice dataRecognize areas you may be overspendingSet or realign short-term goalsMake data-driven decisions on where to optimize GET THE REPORT Organized by Practice specialty Endodontics General Dentistry Orthodontics Oral Surgery Pediatric Dentistry Periodontics Categorized by Size 1 Doctor Practice2 Doctor Practice3 Doctor Practice4+ Doctor Practice GET THE REPORT SPOTLIGHT: Net Income By Practice Type Over Time Get the report for more invaluable insights > More Questions this Report Can Answer Is my overhead out of line with the averages? Am I raising fees fast enough to offset inflation? Was my net profit higher than my peers? GET THE ANSWERS About Cain Watters CWA has proudly served dental practices of all specialties for 40 years. Specializing in financial planning, accounting, tax services and wealth management, we’re committed to helping our clients maximize every step of the journey to their personal and practice financial goals. Contact Us --- What do your METRICS mean for 2024? Find answers in these vital competitive insightsComing off a flat year across the board for pediatric practices, it’s more important than ever to take advantage of every opportunity to improve. Benchmarking data is key. The Pediatric Practice Comparison Report gives critical insight into where you stand now, and where you need to optimize going forward. Use this essential benchmarking report to:Compare numbers to similar-size practicesIdentify areas to optimize and improveUncover trends to get ahead in 2024Target areas for future growth GET THE REPORT What’s Up (or Down) in This Year’s Report Production New Patients Staff Salaries Accounts Receivables Breaking Down Collections Get the Report for More Invaluable Insights CPA Insight on Production “Production by provider is flat after significant growth the prior year, signaling that doctors may have reached max capacity. To continue growth, dive into the Pediatrics Report to level-set areas for improvement. Then consider adding an associate or focusing on increasing general anesthesia cases to keep the production arrow pointed up. ”—Keith Klein, CPA, Financial Planner More Questions the Pediatric Report Can Answer Have I increased fees enough to keep up with inflation? Am I paying more in staff salaries than I should? Was my net profit higher than my peers? GET THE ANSWERS About Cain Watters CWA has proudly served dental practices of all specialties for 40 years. Specializing in financial planning, accounting, tax services and wealth management, we’re committed to helping our clients maximize every step of the journey to their personal and practice financial goals. Contact Us --- Practice Transitions Reality is that the majority of practice owners will transition all or a portion of ownership at some point. Our approach takes into account often overlooked factors such as the timing of the sale, we conduct an exhaustive review of the tax and financial implications related to the sale of the business, the current corporate structure,as well as efficient ways to split revenues and costs. Learn about these important factors and more by requesting our free audio learning course, From Associate to Dental Partner. Request Free Resource WIN-WIN BUYING AND SELLING Using proven methodologies, CWA advisers work with clients of all specialties to create a win-win transition for both the seller and the buyer. SELLING DOCTOR BENEFITS Support from adding a doctor allows you to focus more on the work you truly enjoy, but also gives you the ability to share cases. That’s work flexibility without the negative impact on practice growth. The mentorship you provide to an associate doctor becomes the foundation for a trusted relationship. A successful transition includes patients and staff so that you’re confident and assured of the practice’s long-term success. Financially, a successful transition means selling your practice at the right time which typically means a significant increase in retirement assets. Strategically, a successful transition includes exploring opportunities to fund a large majority of sale proceeds into the tax-deferred environment to help secure your financial future. BUYING DOCTOR BENEFITS Managing your significant dental school debt is less daunting when you’re working and contributing to an established, successful practice. Becoming a great doctor requires a dedicated effort to professional development. Joining a practice with established systems and staff in place allows you to focus on gaining quality experience and expertise in your field. Increasing your clinical productivity is just the beginning of the benefits gained with mentoring by an experienced doctor. The relationship built with your new partner is an invaluable deposit toward your professional success. A successful transition is strategic. You win with tax advantages from the purchase of a practice that significantly increase your cash flow as an owner. Attend the Next Practice Transition Seminar CWA offers comprehensive practice transition courses at various times each year. We recommend anyone considering a transition now or in the future to attend. CWA Headquarters - Plano, TX April 28 & 29, 2017 Register to Attend --- EDUCATE. EMPOWER. INSPIRE. 40 years later, the mission powers on. CELEBRATING FOUR DECADES OF POWERING POTENTIAL When Darrell Cain founded CWA in 1984, he knew the key to helping his clients build long-term wealth wasn’t timing the market or choosing the hottest stocks. It’s about an unwavering commitment to providing financial education, investing the time and energy it takes to become a true partner on a client's path to success. Our Founding Principles Financial Knowledge is a Gift Empowering people with a solid financial education will pay dividends for the rest of their lives. No Two People orPortfolios are Alike Providing personalized wealth accumulation strategies is the key to helping clients reach their unique, long-term financial goals. Time is Our Greatest Asset Investing early and reaching the point of 3:1 investment growth is key to realizing a client’s full financial potential. 40 Years of Lessons Learned Catch our series featuring a few well-earned life lessons delivered by Darrell Cain and other members of the CWA family. Play Move the Big Rocks in First - Darrell Cain Play Have a Vision of What You Want to Create—and Don’t Hesitate – Brittany Frazier Play Failure is Where Resilience Happens – Eric Lamm Play Live for the Moment, Plan for the Future – Hunter Satterfield Play Be a Servant Leader – Judson Crawford Decades of Excellence Comprehensive Services. Individualized Strategies. Today, CWA helps thousands of dentists reach their professional and personal financial goals with a suite of services unmatched in the dental industry. Financial Planning Transition Consulting Wealth Management Accounting Services Tax Strategies New Doctor Planning Benchmarking reports How Does Your Practice Compare? Report Compare your numbers to practices like yours, uncover key areas to improve, and target opportunities for growth in our latest Dental Practice Comparison Report. DOWNLOAD REPORT Orthodontic Practice Comparison Report Grab this key orthodontic report that annually benchmarks production, collections and other costs affecting revenue generation. DOWNLOAD REPORT Pediatric Practice Comparison Report See how your pediatric practice stacks up to like-size practices nationwide in key metrics like revenue, overhead, salary expenses and more. DOWNLOAD REPORT Be part of the next 40 years Join the thousands of dental clients that are unlocking their full financial potential with CWA at their side every step of the way. Book your free consultation today. --- Simplify Your Taxes, Eliminate the Stress Navigate a stress-free tax season with us Maximize Your Year-End Tax Savings Feeling the Strain when it comes to taxes? We understand that your taxes can bring unexpected challenges, from a daunting tax bill that came out of nowhere to the looming fear of audits. CWA has 40 years of experience crafting tax plans that maximize savings and provide peace of mind. Our team of tax and accounting professionals work closely with our financial planners to ensure your business and personal financial plan is comprehensive, strategic and fully integrated. integrated tax prep Reduce tax liabilities, seamlesslyCWA provides a full-range of comprehensive tax services through our in-house tax department. Our team of tax accountants not only take care of your core tax services, but also monitor the ever-changing tax law landscape. Working alongside the financial planning team, our tax professionals will play an integral role in helping to ensure we’ve exhausted all measures in reducing any tax liabilities. Tax, accounting and financial team coordination for seamless tax return preparation and filing Securely e-file Federal and State Tax Returns reducing processing errors Personal and business tax preparation Audit services and representation CWA’s Essential Advisory service gives your practice the accounting and tax services it needs, delivered by a CPA who understands how dental practices operate. See the difference the right financial team can make in your life schedule a free consultation Tax concerns? Our advisors are ready to help. Let CWA give you the confidence and peace of mind you need. Fill out the form and an associate will get in touch. connect with our tax team --- Is there untapped POTENTIAL in your practice? Find answers in our new Dental Practice Comparison Report Organized by specialty and practice size, the How Does Your Practice Compare? Report makes it easy to draw insights that can unlock the potential hiding in your practice. Leverage this vital benchmarking tool to: Compare your numbers to nationwide practice data Recognize areas you may be overspending Set or realign short-term goals Make data-driven decisions on where to optimize GET THE REPORT Organized by Practice specialty Endodontics General Dentistry Orthodontics Oral Surgery Pediatric Dentistry Periodontics Categorized by Size 1 Doctor Practice 2 Doctor Practice 3 Doctor Practice 4+ Doctor Practice GET THE REPORT SPOTLIGHT: Net Income By Practice Type Over Time Get the report for more invaluable insights > More Questions this Report Can Answer Is my overhead out of line with the averages? Am I raising fees fast enough to offset inflation? Was my net profit higher than my peers? GET THE ANSWERS About Cain Watters CWA has proudly served dental practices of all specialties for 40 years. Specializing in financial planning, accounting, tax services and wealth management, we’re committed to helping our clients maximize every step of the journey to their personal and practice financial goals. Contact Us --- What do your METRICS mean for 2024? Find answers in these vital competitive insights Coming off a flat year across the board for pediatric practices, it’s more important than ever to take advantage of every opportunity to improve. Benchmarking data is key. The Pediatric Practice Comparison Report gives critical insight into where you stand now, and where you need to optimize going forward. Use this essential benchmarking report to: Compare numbers to similar-size practices Identify areas to optimize and improve Uncover trends to get ahead in 2024 Target areas for future growth GET THE REPORT What’s Up (or Down) in This Year’s Report Production New Patients Staff Salaries Accounts Receivables Breaking Down Collections Get the Report for More Invaluable Insights CPA Insight on Production “Production by provider is flat after significant growth the prior year, signaling that doctors may have reached max capacity. To continue growth, dive into the Pediatrics Report to level-set areas for improvement. Then consider adding an associate or focusing on increasing general anesthesia cases to keep the production arrow pointed up. ” —Keith Klein, CPA, Financial Planner More Questions the Pediatric Report Can Answer Have I increased fees enough to keep up with inflation? Am I paying more in staff salaries than I should? Was my net profit higher than my peers? GET THE ANSWERS About Cain Watters CWA has proudly served dental practices of all specialties for 40 years. Specializing in financial planning, accounting, tax services and wealth management, we’re committed to helping our clients maximize every step of the journey to their personal and practice financial goals. Contact Us --- REAL WEALTH STARTS WITH INVESTING IN WHAT MATTERS INVEST IN WHAT REALLY MATTERS Discover wealth management that fits your life at CWA FREEDOM. CONFIDENCE. PEACE OF MIND. Many firms talk about building wealth. At CWA, we believe there’s more to wealth than money alone. It’s the freedom to pursue your passions. The confidence that you can support the people and causes you love. The peace of mind that comes from knowing you’re on the right path with the right partner. That’s wealth that money can’t buy, and CWA helps our clients build more of it every day. THE CWA DIFFERENCE CWA wealth management advisors are not only licensed Investment Advisor Representatives, we are CPAs as well. Leveraging a personalized approach grounded in the latest tax optimization strategies designed to help your portfolio grow faster and last longer, our CPAs are committed to turning your unique vision of wealth into a reality. YOUR LIFE, YOUR LEGACY Wealth management is never a one-size-fits-all proposition. Every client deserves a plan that lays a solid foundation for building wealth, yet is flexible enough to adapt through all phases of life. CWA takes a hands-on approach to developing a plan that focuses on building wealth—not chasing returns—now and into the future. CWA WEALTH MANAGEMENT SERVICES Building Your Plan 360-degree financial analysis Evaluating where you are now and where you want to be Customized planning and consultation Creating a plan that fits your life and fulfills your goals Tailored wealth accumulation strategies Based on your risk tolerance and life stage OPTIMIZING AT EVERY PHASE Ongoing allocation review Proactive monitoring throughout the year Adjustments and enhancements Optimization strategies as markets change Performance monitoring and reporting Platform for easy access to performance data CWA delivers the leverage of a large firm with the personal attention of a boutique advisory. “Let CWA deal with the complexities of wealth management so you don’t have to. ” Hunter Satterfield, CWA Partner & CPA Schedule a complimentary consultation with CWA to talk about building your legacy of wealth. CONTACT CWA WHAT SETS CWA APART? Experience Serving clients for 40 years and more than $3. 5 billion in assets under management, CWA Wealth Management brings robust yet rational wealth accumulation strategies to the table. Expertise Every CWA wealth management advisor is also a CPA, delivering a level of rational due diligence and financial insight that positions portfolios for optimal growth. Education We believe in empowering our clients with knowledge, ensuring they have a complete understanding of the investment strategies driving the allocation of their money. Transparency From easy access to portfolio performance metrics to our clear and transparent fee structure, CWA is committed to a relationship built on trust and transparency. Wealth management team insights https://youtu. be/zjsn4MxRqSU Avoiding Behavioral Investing https://youtu. be/sQhrsdJeXoo Problems with Undisciplined Investing https://youtu. be/R5mPAm7abno Goals Based Investment Strategy REPORTS & RESOURCES Monthly Economic Report See a sample of our monthly economic overview reports. VIEW A REPORT Investment Philosophy Learn more about how we look at wealth accumulation. DOWNLOAD NOW Five Pillars of Investing Explore our five pillars for creating long term growth. GET THE BROCHURE TALK WITH ONE OF OUR WEALTH MANAGEMENT ADVISORS Experience the difference a custom-tailored approach to wealth accumulation can make for your family and your legacy. Contact us about setting up a complimentary consultation with a CWA Wealth Management advisor today. CONTACT CWA --- [ Financial Planning Resources Principles of Wealth Accumulation Watch Now Managing Your Cash Flow Crisis Watch Now Getting Out of Dental School Debt Watch Now Two Docs in Debt Download Savings chart Download Tax Environments Download Case Study: Money Optimization Download Case Study: Disability Benefits Download Case Study: Partnership Download Benchmarking tools CWA compiles reports from analysis of client data to provide helpful benchmarking tools for dental professionals. Enter your email address for free access to valuable practice performance insights. How Does Your Dental Practice Compare? An annual compilation of general dentistry and specialty practice averages to help set benchmarks for revenue and overhead costs. Download Now Orthodontic Practice Comparison Report An annual compilation of CWA client averages for production and collections and other costs effecting revenue generation. Download Now Digital News Monthly Subscribe to our e-newsletter to get financial information delivered right to your inbox. --- Get started with CWA. It's as simple as... Step 1 Assess Needs Learn more about your financial challenges and opportunities. Step 2 Paired with Team Meet the people who will support you on your financial journey. Step 3 Come to Dallas Welcome to CWA headquarters. Our relationship begins right here. Come to Dallas Welcome to CWA headquarters. Our relationship begins right here. Step 4 Develop A Plan Determine what financial success looks like and decide how to get there. Determine what financial success looks like and decide how to get there. Step 5 Financial Plan Monitoring From changing tax laws to life events, we keep a close eye on your financial plan. Step 6 Annual Goal Meeting Long-term success means accountability, tracking performance and making adjustments. Uncomplicated + Straightforward Your journey to financial peace shouldn't be complicated. Take the first step confident and assured that you're headed in the right direction. take the first step 1. ) Assess Needs Before any paperwork is signed, we want you to have a firm understanding of how CWA will help you. It all starts with your initial conversation with our new client onboarding team. Through a series of questions, these skilled listeners who understand dentistry are able to quickly and adeptly evaluate and assess your financial challenges and opportunities, and discuss them with you. If it’s established that the CWA approach is right for you, then we’ll move forward. There’s no fee for this conversation. We understand long-term relationships are based on mutual understanding and goals. 2. ) PAIRED WITH TEAM Relationships are built on trust, particularly when it comes to our work together. We don’t take lightly the fact that for over 30 years clients entrust us with helping them map out the financial roadmap for their life. 3. ) COME TO DALLAS As part of our relationship, CWA clients spend a day in Dallas each year for an initial, day-long planning and goals session. Whether you fly in the night before or make it a day trip, this time together is where life-long relationships begin. 4. ) DEVELOP A PLAN When you’re paired with your planning team we conduct a 360 degree evaluation of your finances. Our assessment, along with our experience in the dental industry, helps guide the initial goal setting and planning phase. In-depth and in-person, we admit, this step is where the rubber meets the road, and the journey to financial health begins. Determining what needs to be done to hit those goals is a team effort. With an action plan in hand, you’re ready to take your first steps. 5. ) FINANCIAL PLAN MONITORING Financial Plan Monitoring is the oversight and guidance your dedicated CWA planning team delivers over the course of the year. By mining the financial landscape and making adjustments when needed, CWA clients are never alone when it comes to staying on course in reaching their goals. 6. ) ANNUAL GOAL MEETING Each year, we conduct an assessment of the progress you’ve made over the course of the year, taking stock of what worked and what didn’t, celebrating wins and preparing for the upcoming year. The day-long, in-person working session is educational and interactive. When you leave with an action plan for the next 12 months, you’ve advanced in the journey, and you’re that much closer to achieving your personal and professional financial goals. Address 6900 N. Dallas Pkwy. Ste. 500 Plano, TX 75024 Phone p • 972. 233. 3323 f • 972. 663. 3799 Hours Monday through Friday, 8 a. m. – 5 p. m. --- Staff Accountant Plano, Texas, CPA Firm specializing in financial planning to national clientele seeking skilled accountant, with at least 2 years experience in a CPA firm, for our growing accounting department. Skills must include heavy compilation experience including bank reconciliation, general ledger and preparation of a balance sheet and income statement. Candidate must be able to multi-task and handle numerous accounts as well as being comfortable with heavy client contact. They will need to possess strong written and verbal communication skills, organized, multi-tasker, detail oriented, team player, and have a desire to work in a mid-sized firm. The ideal candidate will possess the following: Required: 2-5 years experience in public accounting or its equivalent QuickBooks experience Xero accounting software experience Proficient in both Microsoft Word and Excel Responsibilities: Preparation of monthly bank reconciliations, general ledgers and after the fact payroll summaries Preparation of financial statements Client contact as needed to facilitate completion of financial statements Preparation of year end Forms 1096/1099 Maintain multiple sets of books each month/quarter We offer a competitive benefit package that includes, but is not limited to: Salary that is competitive and commensurate with your experience Heavily subsidized employee health insurance, 2 plans to choose from Generous Employer contribution to Health Savings Account if enrolled in our CDHP Personal and Vacation Time 10 paid holidays per year Additional annual Firm-Paid holiday (beginning December 24 – 1st business day of New Year) Reimbursement of Professional Dues, Licenses / Renewals Upward professional growth opportunities ABOUT US Over the last 30 years we have built an outstanding reputation serving our clients. We offer a wide range of professional services including fee-only financial and estate planning, retirement and wealth transfer services and tax and bookkeeping services. We offer comprehensive business and technical training, professional examination training support as well as an excellent environment for career development and advancement. Future career opportunities exist to be promoted to the Financial Planner position with complete client responsibility and the opportunity to run your own team. We have an exceptional group of professionals providing the highest level of financial planning advice and service to our clients. We are truly unique and if you are interested in financial planning and building a great future for your clients and for yourself, we are the Firm for you. Contact To apply, please submit your resume and cover letter using the form on the right. --- Speakers page update POPULAR LECTURES FINANCIAL DECISIONS DENTISTS MUST GET RIGHT: FLIPPING UNCERTAINTY INTO SECURITY The volatility and confusion surrounding the last few years has impacted every business, including dental practices. This course offers an opportunity to flip today’s uncertainty into a roadmap for future financial security. Taking the lessons learned from shutdowns, stimulus dollars, new tax legislation, staffing constraints and inflation, doctors can be prepared and confident with whatever the upcoming year has to hold. In this content-rich, interactive course, attendees will learn proven formulas behind building wealth, improving cash flow, getting ahead on pension and retirement planning, plus the short- and long-term benefits of various savings environments. UNDERSTANDING PRIVATE EQUITY OFFERS: Sorting Through The Truth, Lies, Opportunities And Threats New industry trends, inflation and tax policy changes are dramatically impacting the dentistry business; coupled with the increase in private equity offers, there’s a lot being thrown at dental practice owners. During times of uncertainty and opportunity, it’s more important than ever to have a financial plan that can guide you toward your goals. This session discusses how valuations and transitions can impact your long-term financial plan. It looks through the lens of both the associate and the owner that wants to know their options. By understanding the true value of a dental practice, they will walk away equipped to look at offers skeptically and gain realistic expectations of a practice transition. CREATING A SUCCESSFUL DENTAL PARTNERSHIP: Lessons Learned From 35 Years Of Practice Transitions Dental practice partnerships and transition opportunities are not just about dollars and cents. This lecture presents information on how to create a successful partnership that is fair and equitable to both parties. It illustrates what doctors need to know about the significant tax advantages a transition can have for both the buyer and the seller, offering the potential for a win-win situation. With important variables like purchase price, when and if to use bank financing or owner financing, how the money will be split, how to terminate the deal if something goes wrong, and what type of pension plan needs to be in place—this lecture offers participants a clear path to plot their next move. OWNING YOUR DENTAL PRACTICE: The Bridge To Financial Freedom All too often, the decision on if and when to own a dental practice becomes an emotional journey rather than a business decision, with massive school debt often obscuring the big picture. This session offers attendees the ability to expand one’s lens to fix their focus on long-term success, with the full disclosure of both the benefits of obstacles of owning a dental practice. Taken from over 35 years of experience advising dentists, this course provides dental practitioners, associates and residents a realistic view of practice ownership versus an employee. We will weigh the risks, consider debt and evaluate each option associated with opening a new practice, entering a partnership, buying an existing practice, or working as a partner in a corporate dentistry environment. --- financial security for the long term. Your work today allows you to live a certain lifestyle, but when considering retirement and beyond, it's advice for the long-term that helps enable CWA clients to secure a financial future with a primary goal of sustaining for a lifetime. As a registered investment advisory firm, Cain Watters and Associates offers guidance to help build the investment portfolio that's right for you. We believe an investment portfolio is much more than comparing financial benchmarks. It's a combination of your goals, time frame, income sources and risk tolerance. With CWA, you have access to a team of advisors and recommended investment programs to help establish your ideal portfolio through the use of risk-determined investment models or through solutions customized for you. With due diligence and strategic insights provided through our affiliate Tectonic Advisors, LLC, our goal is to help strengthen your position in volatile markets, for confident investing toward a financially secure future. View our monthly economic overview Investment Knowledge for the Long Term Investment portfolio review and consultation Due diligence and strategic asset allocation Performance monitoring and reporting Investment strategies to meet your income needs Risk-based and customized investment allocations Platform for easy and convenient access to performance data Ongoing market and investing communications and perspectives from experienced strategists --- Education Cain Watters & Associates has made it our sole mission to not only guide you toward the answers, but also to educate you each step of the way, helping you reach your goals assured and confident. --- Practice Transition The reality is that most practice owners will transition all or part of their ownership at some point. Our approach takes into account often overlooked factors, such as the timing of the sale, and we conduct an exhaustive review of the tax and financial implications related to the sale of the business, the current corporate structure, as well as efficient ways to split revenues and costs. Learn about these critical factors and more with our free audio learning course, From Associate to Dental Partner. Request Free Resource WIN-WIN BUYING AND SELLING Using proven methodologies, CWA advisers work with clients of all specialties to create a win-win transition for both the seller and the buyer. SELLING DOCTOR BENEFITS Support from adding a doctor allows you to focus more on the work you truly enjoy, but also gives you the ability to share cases. That’s work flexibility without the negative impact on practice growth. The mentorship you provide to an associate doctor becomes the foundation for a trusted relationship. A successful transition includes patients and staff so that you’re confident and assured of the practice’s long-term success. Financially, a successful transition means selling your practice at the right time which typically means a significant increase in retirement assets. Strategically, a successful transition includes exploring opportunities to fund a large majority of sale proceeds into the tax-deferred environment to help secure your financial future. BUYING DOCTOR BENEFITS Managing your significant dental school debt is less daunting when you’re working and contributing to an established, successful practice. Becoming a great doctor requires a dedicated effort to professional development. Joining a practice with established systems and staff in place allows you to focus on gaining quality experience and expertise in your field. Increasing your clinical productivity is just the beginning of the benefits gained with mentoring by an experienced doctor. The relationship built with your new partner is an invaluable deposit toward your professional success. A successful transition is strategic. You win with tax advantages from the purchase of a practice that significantly increase your cash flow as an owner. Attend the Next Practice Transition Seminar CWA offers comprehensive practice transition courses at various times each year. We recommend anyone considering a transition now or in the future to attend. CWA Headquarters - Plano, TX April 28 & 29, 2017 Register to Attend --- "Education is the greatest gift any one of us can give," - Darrell Cain | The 3to1 Foundation Helping others gain financial peace through education Founded by Darrell Cain, the 3to1 Foundation is an educational and philanthropic organization that works to serve the community by providing financial seminars and tools for individuals of all ages. Through interactive seminars, taught by financial services professionals who volunteer their time, students learn about topics such as goal setting, budgeting, investing and debt management. Since its inception, hundreds of CWA clients and their families, dental practice staff members, CWA employees and Dallas-area high school students, from the seminar’s focus on providing tools to help successfully manage finances with a goal of long-term financial success. In addition, the 3to1 Foundation is dedicated to providing grants of funds to aid in specific need based situations and philanthropic programs. For example, in the aftermath of Hurricane Katrina, the Foundation served as a collector and disseminator of funds used to help families rebuild their homes. The 3to1 Foundation will continue to search for opportunities to have a positive impact on the greater community as it has done for the past 17 years. Take the next step Get Involved Read more about 3to1's educational mission - Donate and support the effort. Attend an Event Find Accumulating Wealth Seminars in your area or host a financial education event. Give Back Monetary donations benefit the 3to1 Foundation scholarship programs and more. --- CAIN WATTERS & ASSOCIATES Founded on the philosophy that education is the greatest gift anyone can give, we are a team of teachers. We believe in financial empowerment and freedom through education. Throughout our organization, a "learn and teach" model drives our business. From our employees to our clients and extending to the communities in which we operate, our collective purpose is to equip individuals to maximize their financial potential. --- the cwa experience Working with A Planner Welcome. We're glad you're here. New Doctors + Residents Get smart young. Don't wait to build a solid foundation for your financial future. Resources Get started with CWA resources for budgeting, saving and investing. The Greatest Gift Through the 3to1 Foundation, CWA shares the gift of financial education. Support 3to1 Annual Meeting The CWA Annual Meeting is the yearly destination to learn, network and grow. Events Connect with the CWA team at an industry event in your area. Come for Business, Stay for Dallas. Each year our clients travel to Dallas for a full day working shoulder-to-shoulder with their team. We build a working relationship in person – phone calls and emails are great, but they’re not enough. The work and the time we put in together is important. It is a review and accountability process for the work we’ve accomplished together, and a look at the year ahead to assess what’s before us financially. Our clients leave armed with an action plan. This time together each year is testament to our unwavering commitment to maximizing the value you get from the investment you’re making, for your business and long-term financial success. Beyond the goals of the day, however, this is also the time we get to know each other. After your drive or flight into Dallas and arrival to our offices located in Plano’s Legacy Tower, we take great pride in welcoming you to our headquarters. Your financial success is as much about the relational aspects — the trust that is built and the experience you have while here — as it is about the saving money and the plan monitoring and the goal setting we do together. In more than 30 years, we haven’t separated the relationships from the work, and our clients attest to the difference it makes. A catered three-course lunch and snacks fuel the work we do over the course of the day in our spacious consult rooms. Equipped with large monitors over our work area, and flooded with natural light, it wouldn’t be uncommon if your day in Dallas includes kicking off your shoes (literally), FaceTime breaks to check-in back home, or multiple dips into our big basket of your favorite snacks. You’ve entrusted us with your livelihood, the comfort of relationship is understood. Dallas, Texas Iconic U. S. business hub, cosmopolitan travel destination - even a day trip to Dallas can border legendary. Plano, Texas CWA is neighbor to some of the nation’s top corporations --- Join Our Team The CWA team is always looking for more, exceptional talent. Our success begins with our people. Come grow with us. We offer a competitive benefit package that includes, but is not limited to: Dental Vision 401(k) Life Insurance/Family Life Insurance Personal and vacation time Heavily subsidized health insurance Paid holidays Professional dues Professional licenses/renewals Upward career growth opportunities Salary that is competitive and commensurate with your experience Dependent Care and Medical Reimbursement Plan --- TERMS OF USE TERMS OF USE AND YOUR ACCEPTANCE OF THEM. READ BEFORE CONTINUING. Cain Watters and Associates, L. L. C. , is pleased to provide you with information, content, and a description of our services on this website. These Terms of Use also include some important disclosures and information related to specific services. Your use of the Cain Watters Site is subject to these Terms of Use (“Terms”). These Terms are a binding agreement between you and Cain Watters and Associates, L. L. C. By using or accessing the Cain Watters Site, you accept and agree to be bound by these Terms. Your use of the Cain Watters Site is governed by the version of the Terms in effect on the date you access the Cain Watters Site. Cain Watters and Associates, L. L. C. may modify these Terms at any time and without prior notice. These Terms are in addition to any other agreements between you and Cain Watters and Associates, L. L. C. , including any client or account agreements, and any other agreements that govern your use of information, content, and services available on and through the Cain Watters Site. LIMITATIONS ON INVESTMENT GUIDANCE AND PROFESSIONAL ADVICE The Cain Watters Site is not intended to provide legal, tax, investment, insurance, or any other type of advice. Nothing on the Cain Watters Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by Cain Watters and Associates, L. L. C. or any third party. 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Accordingly, you should take steps to protect the confidentiality of your Personal Login. Notify Cain Watters and Associates, L. L.... --- Financial freedom starts here. Dental CPAs Providing Financial Planning Services. Cain Watters & Associates, LLC PROVIDING CPA AND FINANCIAL PLANNING SERVICES TO DENTISTS NATIONWIDE SINCE 1984 our history Our Work In Dentistry CWA’s specialized work within the dental industry supports the growth of more than 1,600 dental practices in 49 states. Our comprehensive financial services integrate sound accounting practices and proactive tax planning with opportunities for profitability improvement. Our approach is enhanced by solid money growth strategies that we combine with a firm understanding of the factors that will impact your overall financial success. All of this is delivered through a dedicated team and a financial plan uniquely tailored for you. Since 1984, we’ve helped dentists nationwide reach their financial goals. You want your work to matter. CWA was created to help ensure that it does. What We Do Comprehensive Financial Services Customized Financial Plans Financial Education Strategic Tax Planning CPA Services Investment Advisory Services Estate Planning Retirement Planning Pension Planning Practice Bookkeeping Tax Preparation and Filing Financial Plan Monitoring Practice Production and Fee Analysis Practice Financial Assessment Compilation Accounting Services Practice Transitions Insurance Analysis College Planning Knowledge Where It Counts You do the best you can to stay on top of your practice and personal finances. But like most dentists we work with, it can be overwhelming. Finding time to get your arms around it all seems impossible. You work hard every day; still, uncertainty about the impact of your business decisions keeps you up at night. Or, blindsided by a hefty tax bill when you thought all bases were covered, you don't know what your next move should be. You’re not alone. These concerns, along with countless others, are what we hear from dentists just like you. Cain Watters & Associates has made it our mission to help guide our clients to effective financial solutions. We believe financial peace begins with financial knowledge, which means we're committed to educating you each step of the way. For more than 30 years we've helped dentists build the life they've dreamed of -- reaching goals assured and confident. --- ---