{"id":9404,"date":"2020-05-17T16:49:13","date_gmt":"2020-05-17T21:49:13","guid":{"rendered":"https:\/\/www.cainwatters.com\/digitalblogs\/?p=9404"},"modified":"2020-05-17T20:50:04","modified_gmt":"2020-05-18T01:50:04","slug":"ppp-forgiveness-application","status":"publish","type":"post","link":"https:\/\/www.cainwatters.com\/digitalblogs\/ppp-forgiveness-application\/","title":{"rendered":"SBA Releases PPP Loan Forgiveness Application"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9404\" class=\"elementor elementor-9404\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-1c7d4667 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"1c7d4667\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-48055b80 ae-bg-gallery-type-default\" data-id=\"48055b80\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dd88e83 elementor-widget elementor-widget-heading\" data-id=\"dd88e83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Watch our new webinar for an overview on what this means for borrowers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-111513a3 elementor-widget elementor-widget-text-editor\" data-id=\"111513a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Small Business Administration and Treasury Department on Friday released the application for business owners to have their Paycheck Protection Program loans forgiven.<\/p><p>Although we are still waiting for additional guidance from the SBA on forgiveness criteria, the release of the application offers some clarity on a few important items. It also gives us the ability to see exactly what borrowers will need to fill out and the documentation that will be needed to receive forgiveness on the loan.<\/p><p><em>In our new webinar, CPAs Judson Crawford and Scott Clynch discuss the forgiveness application and summarize the following key takeaways for borrowers:<\/em><\/p><ul><li>Alternative payroll coverage periods<\/li><li>Calculating full-time equivalents<\/li><li>Owner-employee compensation forgiveness<\/li><li>Loan reductions for salary or hourly-wage reductions<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a298a59 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"a298a59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#webinar\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WATCH THE WEBINAR<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-28727376 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"28727376\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-656f21bc ae-bg-gallery-type-default\" data-id=\"656f21bc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-206f6c98 elementor-widget elementor-widget-text-editor\" data-id=\"206f6c98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Most importantly, there are no immediate action items for borrowers in the SBA\u2019s release. The borrower will have until Oct. 31, 2020, to complete the application and submit it to their lender, who will ultimately be responsible for assessing forgiveness. The process can be completed electronically.<\/p><p>In the meantime, watch the webinar for additional clarity around forgiveness and to stay prepared with your documentation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-4e5ec611 blue-box elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"4e5ec611\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ab87355 ae-bg-gallery-type-default\" data-id=\"4ab87355\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-67413c72 elementor-widget elementor-widget-text-editor\" data-id=\"67413c72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a name=\"webinar\"><\/a><\/p><p style=\"text-align: center;\"><strong>WEBINAR: What You Need To Know About the New PPP Loan Forgiveness Application<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b17c8f4 elementor-widget elementor-widget-text-editor\" data-id=\"b17c8f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<iframe src=\"https:\/\/player.vimeo.com\/video\/419706091\" width=\"640\" height=\"360\" frameborder=\"0\" allow=\"autoplay; fullscreen\" allowfullscreen><\/iframe>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-d88bbd7 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"d88bbd7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c4ae483 ae-bg-gallery-type-default\" data-id=\"c4ae483\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3fc887b elementor-widget elementor-widget-text-editor\" data-id=\"3fc887b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>LINKS TO RESOURCES MENTIONED IN THIS WEBINAR:<\/strong><\/p><p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/home.treasury.gov\/system\/files\/136\/3245-0407-SBA-Form-3508-PPP-Forgiveness-Application.pdf\" target=\"_blank\" rel=\"noopener\">SBA WEBSITE: Paycheck Protection Program Loan Forgiveness Application<\/a><\/span><\/p><p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.cainwatters.com\/digitalblogs\/ppp-qualified-payroll-expenses\/\" target=\"_blank\" rel=\"noopener\">CWA BLOG: PPP Qualified Expenses<\/a><\/span><\/p><p><a href=\"https:\/\/www.cainwatters.com\/wp-content\/uploads\/2020\/04\/COVID-19-Re-Offer-Letter.doc\"><span style=\"text-decoration: underline;\">LETTER TEMPLATE: CEDR HR Solutions Rehire Letter<\/span><\/a> <em>(immediate download) <\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-365eca8f elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"365eca8f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7de44872 blue-box ae-bg-gallery-type-default\" data-id=\"7de44872\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-690ce9f8 elementor-widget elementor-widget-text-editor\" data-id=\"690ce9f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our advisors can help you sort through the uncertainty. Learn more about our services:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb60acd elementor-align-center elementor-widget elementor-widget-button\" data-id=\"cb60acd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.cainwatters.com\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">CONTACT US<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Watch our new webinar for an overview on what this means for borrowers The Small Business Administration and Treasury Department on Friday released the application for business owners to have their Paycheck Protection Program loans forgiven. Although we are still waiting for additional guidance from the SBA on forgiveness criteria, the release of the application [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":9273,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[18],"tags":[],"ppma_author":[48],"class_list":["post-9404","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-planning"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What to Know About the New SBA PPP Loan Forgiveness Application<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cainwatters.com\/digitalblogs\/ppp-forgiveness-application\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What to Know About the New SBA PPP Loan Forgiveness Application\" \/>\n<meta property=\"og:description\" content=\"Watch our new webinar for an overview on what this means for borrowers The Small Business Administration and Treasury Department on Friday released the application for business owners to have their Paycheck Protection Program loans forgiven. 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