{"id":9132,"date":"2020-03-16T12:06:14","date_gmt":"2020-03-16T17:06:14","guid":{"rendered":"https:\/\/www.cainwatters.com\/digitalblogs\/?p=9132"},"modified":"2020-03-18T10:04:35","modified_gmt":"2020-03-18T15:04:35","slug":"covid-19-update","status":"publish","type":"post","link":"https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/","title":{"rendered":"Managing Cash Flow, Staffing During COVID-19"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9132\" class=\"elementor elementor-9132\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-dd44951 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"dd44951\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7b33912c ae-bg-gallery-type-default\" data-id=\"7b33912c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f8a2de1 elementor-widget elementor-widget-text-editor\" data-id=\"4f8a2de1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As the country continues to address the implications of COVID-19, we know many of you are uneasy about the coming weeks and months for both your family and businesses.\u00a0<\/p><p>Elective closures continue and it is undetermined whether mandated closures will be enacted.\u00a0 For example, Ohio is requiring rescheduling or postponing elective procedures and Virginia is recommending practices close for two weeks, while some areas are currently seeing limited to no disruption.\u00a0<\/p><p>With the landscape changing in varying degrees by geographic region, we wanted to offer our recommendations around cash flow and staffing, as well as additional resources available to the CWA community.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-42e10b90 blue-box elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"42e10b90\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-25e76224 ae-bg-gallery-type-default\" data-id=\"25e76224\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-15364bdd elementor-widget elementor-widget-text-editor\" data-id=\"15364bdd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Based on your personal situation, access to cash flow and level of risk tolerance\u2014the ideas offered below are <em>simply suggestions<\/em> to keep in your toolbox over the coming weeks and months, should you need them. <\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-3bcf97dc elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"3bcf97dc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5996f7d ae-bg-gallery-type-default\" data-id=\"5996f7d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4dd01544 elementor-widget elementor-widget-text-editor\" data-id=\"4dd01544\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><u>Managing Cash Flow<\/u><\/h5><p>Managing cash flow will be essential to get your practices through this time. \u00a0Here are some ideas to maintain or increase your cash flow should you need it:<\/p><ul><li><strong>Discontinue payroll for the doctor, spouse and any children<\/strong>.\u00a0 Instead, take only required draws (shareholder distributions) from the business for cash at home.\u00a0 This will minimize payroll taxes, federal taxes and 401(k) deferrals through this volatile time.\u00a0 These can all be made up in the future when cash flow resumes.<\/li><li><strong>Reevaluate dental and office supply purchases<\/strong>, and consider stopping purchases with exception for those products that will get you through the coming weeks.<\/li><li><strong>Call your bank<\/strong> and request interest-only payments on your practice and\/or building loans for a period of 1-3 months. Additionally, if you are making excess payments (above the minimum required payments) on any personal or business loan, adjust this until normal cash flow<\/li><li>If needed and available, <strong>access available lines of credit<\/strong> on the business or personal residence.\u00a0 If you do not have a line of credit, contact your bank to see if an emergency line of credit could be available.<\/li><li><strong>Contact your credit card companies<\/strong>.\u00a0 Because of your history with these companies, you can request to skip a payment with no penalties or interest.\u00a0 Additionally, many of your cards may have low interest cash advance options that could be used if needed.<\/li><li><strong>Pause any automatic funding to Defined Benefit and 401(k) plans<\/strong>.<ul><li>If your plan is at T Bank, we are working with the trust department to streamline this process.<\/li><li>If your account is at TD Ameritrade, you can call 800-431-3500 to stop or decrease automatic contributions.<\/li><\/ul><\/li><li><strong>Consider taking withdrawals from personal investment accounts<\/strong> (non tax-advantaged).\u00a0 If your personal account is at T Bank, liquidations occur on Friday and T Bank does need notice.\u00a0 As such, do not delay if you want to take a distribution soon.<\/li><li><strong>Consider loan options on your 401(k).<\/strong> Loan provisions may allow you to take up to $50,000 for both the doctor and the spouse.\u00a0 <strong>Note:<\/strong>\u00a0 If your plan does not allow for loan provisions, this can take some time to get done.\u00a0 CWA is currently working with Peeples and Kohler and The Nolan Company to see how we can speed up this process.<\/li><li><strong>Minimize personal expenses<\/strong>. Now may be a good time to sit down with the whole family and discuss how you can minimize spending in the coming weeks.<\/li><\/ul><h5><strong><u>Staffing &amp; the Relief Package Bill<\/u><\/strong><\/h5><p>While staff costs are the largest single expense in your business, it is also the hardest to reduce, especially during hard times.\u00a0 We all care for our staff, but also must manage the business.\u00a0 The Relief Package Bill 363-40, passed by the House on March 14, is supported by the President and is expected to pass the Senate.\u00a0<\/p><p>There are four main areas affecting employers:<\/p><ul><li><strong>Emergency paid sick days:<\/strong> The bill would give workers 14 days of paid sick leave available immediately. It ensures sick leave to those impacted by quarantine orders, or those who must stay home to care for their children. The bill reimburses small businesses through a payroll tax credit (those with 500 or fewer employees) for the cost of the 14 additional days of leave.<\/li><\/ul><ul><li><strong>Emergency paid leave:<\/strong> The bill would create a new federal emergency paid leave program for those unable to work because they have COVID-19, are quarantined, are caring for someone with the disease, or are caring for a child due to coronavirus-related school closings. Eligible workers would receive benefits for a month (the program goes up to three months), and the benefit amount would be two-thirds of the individual\u2019s average monthly earnings. Those receiving pay or unemployment compensation directly through their employers aren\u2019t eligible.<\/li><li><strong>Small Business Exemption:<\/strong>\u00a0 Under the current bill, there is an exemption for the above requirements for businesses under 50 employees.<\/li><li><strong>Expanded unemployment insurance:<\/strong> The bill would direct $2 billion to state unemployment insurance programs and waive measures like work search requirements or waiting weeks to those either diagnosed with COVID-19, or those who have lost their jobs due to the spread of the virus.<\/li><\/ul><p>Should the Senate vote to approve, we will know more.\u00a0 As we get concrete info on the bill, we will communicate further as to how this affects your business and more recommendations on how to move forward.<\/p><h5><u>Additional Resources: <\/u><\/h5><p>We are lucky to work with fantastic vendors that are also here to help.\u00a0 Here are a few available resources you should find helpful:<\/p><p><strong><a href=\"https:\/\/zoom.us\/meeting\/register\/v5Uucuihqz4jwDVGJmr8hJExHuvOUtaWcA\">WEBINAR: Coronavirus &amp; the Dental Professional: A Critical Update<\/a><\/strong><\/p><p style=\"padding-left: 40px;\"><strong>March 19, 7:30 CST. Sponsored by Seattle Study Club. <\/strong>While general healthcare guidelines\u00a0are available, Dr. Leslie Fang has modified these guidelines specifically for the dental profession. Don&#8217;t miss this live\u00a0webinar, which will not be recorded.<\/p><p><strong><a href=\"https:\/\/vimeo.com\/397460001\/df146b46eb\">WEBINAR: Coronavirus Guidance and Updates for Employers<\/a><\/strong><\/p><p style=\"padding-left: 40px;\"><strong>On-demand, available now. <\/strong>\u00a0<a href=\"https:\/\/www.cedrsolutions.com\/\">CEDR<\/a>&#8216;s\u00a0experts in employee law answer\u00a0some of the most common\u00a0questions,\u00a0from people\u00a0coming back from travel, sending a sick person home, employees\u00a0who want to stay home,\u00a0to getting sick notes from doctors.<\/p><p style=\"padding-left: 40px;\"><strong>FACEBOOK GROUP:<\/strong> Join the <strong><a href=\"https:\/\/www.facebook.com\/groups\/HRBaseCamp\/\">CEDR HR Basecamp Facebook<\/a> <\/strong>group for ongoing information, updates and to ask the experts questions. Only for dentists and medical, it is a free private group which you will need to apply to.<\/p><p>We hope this information is helpful to you should you need it.\u00a0 We will continue to communicate our thoughts, recommendations and resources as they become available.\u00a0 Please visit our <a href=\"https:\/\/www.cainwatters.com\/covid-19\/\">COVID-19 Resources Page<\/a> for transcripts of prior communications and additional resources as they come available.<\/p><p>If you have specific questions, please reach out directly to your planning team.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-6ae20e38 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"6ae20e38\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-268bcc0 blue-box ae-bg-gallery-type-default\" data-id=\"268bcc0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d3e63cc elementor-widget elementor-widget-text-editor\" data-id=\"2d3e63cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You don&#8217;t have to navigate this alone, our advisors are here to help.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-811537c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"811537c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.cainwatters.com\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">REACH OUT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-c816c95 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"c816c95\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-deaaccc ae-bg-gallery-type-default\" data-id=\"deaaccc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be4e5c8 elementor-widget elementor-widget-text-editor\" data-id=\"be4e5c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Cain Watters is a Registered Investment Advisor. Cain Watters only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. Request Form ADV Part 2A for a complete description of Cain Watters investment advisory services. Diversification does not ensure a profit and may not protect against loss in declining markets. Past performance is not an indicator of future results.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>As the country continues to address the implications of COVID-19, we know many of you are uneasy about the coming weeks and months for both your family and businesses. Elective closures continue and it is undetermined whether mandated closures will be enacted.\u00a0 For example, Ohio is requiring rescheduling or postponing elective procedures and Virginia is [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":9165,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[41,18,29],"tags":[],"ppma_author":[48],"class_list":["post-9132","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-featured","category-financial-planning","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Managing Cash Flow, Staffing During COVID-19<\/title>\n<meta name=\"description\" content=\"Recommendations for dental practice owners on managing cash flow, staffing during the COVID-19 outbreak in the U.S. Updated March 16, 2020.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Managing Cash Flow, Staffing During COVID-19\" \/>\n<meta property=\"og:description\" content=\"Recommendations for dental practice owners on managing cash flow, staffing during the COVID-19 outbreak in the U.S. Updated March 16, 2020.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/\" \/>\n<meta property=\"og:site_name\" content=\"Cain Watters Blog\" \/>\n<meta property=\"article:published_time\" content=\"2020-03-16T17:06:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-03-18T15:04:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.cainwatters.com\/digitalblogs\/wp-content\/uploads\/sites\/2\/2020\/03\/Covid-Header-03-03.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2501\" \/>\n\t<meta property=\"og:image:height\" content=\"1309\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"CWA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"CWA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/covid-19-update\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/covid-19-update\\\/\"},\"author\":{\"name\":\"CWA\",\"@id\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/#\\\/schema\\\/person\\\/5377defb92fcf06c1ff8504bf9880267\"},\"headline\":\"Managing Cash Flow, Staffing During COVID-19\",\"datePublished\":\"2020-03-16T17:06:14+00:00\",\"dateModified\":\"2020-03-18T15:04:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/covid-19-update\\\/\"},\"wordCount\":1175,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/covid-19-update\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2020\\\/03\\\/Covid-Header-03-03.jpg\",\"articleSection\":[\"Featured\",\"Financial Planning\",\"News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/covid-19-update\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/covid-19-update\\\/\",\"url\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/covid-19-update\\\/\",\"name\":\"Managing Cash Flow, Staffing During COVID-19\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/covid-19-update\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/covid-19-update\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2020\\\/03\\\/Covid-Header-03-03.jpg\",\"datePublished\":\"2020-03-16T17:06:14+00:00\",\"dateModified\":\"2020-03-18T15:04:35+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/#\\\/schema\\\/person\\\/5377defb92fcf06c1ff8504bf9880267\"},\"description\":\"Recommendations for dental practice owners on managing cash flow, staffing during the COVID-19 outbreak in the U.S. Updated March 16, 2020.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/covid-19-update\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/covid-19-update\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/covid-19-update\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2020\\\/03\\\/Covid-Header-03-03.jpg\",\"contentUrl\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2020\\\/03\\\/Covid-Header-03-03.jpg\",\"width\":2501,\"height\":1309},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/covid-19-update\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Managing Cash Flow, Staffing During COVID-19\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/#website\",\"url\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/\",\"name\":\"Cain Watters Blog\",\"description\":\"Long Term Solutions for Financial Independence\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/#\\\/schema\\\/person\\\/5377defb92fcf06c1ff8504bf9880267\",\"name\":\"CWA\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7cd3f0890490030e268fd26d8201e65299246a9877bf0580593351d6e7b2d23b?s=96&d=mm&r=g6624cf3b6f65cf286af28a8c7bd86693\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7cd3f0890490030e268fd26d8201e65299246a9877bf0580593351d6e7b2d23b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7cd3f0890490030e268fd26d8201e65299246a9877bf0580593351d6e7b2d23b?s=96&d=mm&r=g\",\"caption\":\"CWA\"},\"url\":\"https:\\\/\\\/www.cainwatters.com\\\/digitalblogs\\\/author\\\/paigeworley\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Managing Cash Flow, Staffing During COVID-19","description":"Recommendations for dental practice owners on managing cash flow, staffing during the COVID-19 outbreak in the U.S. Updated March 16, 2020.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/","og_locale":"en_US","og_type":"article","og_title":"Managing Cash Flow, Staffing During COVID-19","og_description":"Recommendations for dental practice owners on managing cash flow, staffing during the COVID-19 outbreak in the U.S. Updated March 16, 2020.","og_url":"https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/","og_site_name":"Cain Watters Blog","article_published_time":"2020-03-16T17:06:14+00:00","article_modified_time":"2020-03-18T15:04:35+00:00","og_image":[{"width":2501,"height":1309,"url":"https:\/\/www.cainwatters.com\/digitalblogs\/wp-content\/uploads\/sites\/2\/2020\/03\/Covid-Header-03-03.jpg","type":"image\/jpeg"}],"author":"CWA","twitter_card":"summary_large_image","twitter_misc":{"Written by":"CWA","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/#article","isPartOf":{"@id":"https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/"},"author":{"name":"CWA","@id":"https:\/\/www.cainwatters.com\/digitalblogs\/#\/schema\/person\/5377defb92fcf06c1ff8504bf9880267"},"headline":"Managing Cash Flow, Staffing During COVID-19","datePublished":"2020-03-16T17:06:14+00:00","dateModified":"2020-03-18T15:04:35+00:00","mainEntityOfPage":{"@id":"https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/"},"wordCount":1175,"commentCount":0,"image":{"@id":"https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cainwatters.com\/digitalblogs\/wp-content\/uploads\/sites\/2\/2020\/03\/Covid-Header-03-03.jpg","articleSection":["Featured","Financial Planning","News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/","url":"https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/","name":"Managing Cash Flow, Staffing During COVID-19","isPartOf":{"@id":"https:\/\/www.cainwatters.com\/digitalblogs\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/#primaryimage"},"image":{"@id":"https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cainwatters.com\/digitalblogs\/wp-content\/uploads\/sites\/2\/2020\/03\/Covid-Header-03-03.jpg","datePublished":"2020-03-16T17:06:14+00:00","dateModified":"2020-03-18T15:04:35+00:00","author":{"@id":"https:\/\/www.cainwatters.com\/digitalblogs\/#\/schema\/person\/5377defb92fcf06c1ff8504bf9880267"},"description":"Recommendations for dental practice owners on managing cash flow, staffing during the COVID-19 outbreak in the U.S. Updated March 16, 2020.","breadcrumb":{"@id":"https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/#primaryimage","url":"https:\/\/www.cainwatters.com\/digitalblogs\/wp-content\/uploads\/sites\/2\/2020\/03\/Covid-Header-03-03.jpg","contentUrl":"https:\/\/www.cainwatters.com\/digitalblogs\/wp-content\/uploads\/sites\/2\/2020\/03\/Covid-Header-03-03.jpg","width":2501,"height":1309},{"@type":"BreadcrumbList","@id":"https:\/\/www.cainwatters.com\/digitalblogs\/covid-19-update\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.cainwatters.com\/digitalblogs\/"},{"@type":"ListItem","position":2,"name":"Managing Cash Flow, Staffing During COVID-19"}]},{"@type":"WebSite","@id":"https:\/\/www.cainwatters.com\/digitalblogs\/#website","url":"https:\/\/www.cainwatters.com\/digitalblogs\/","name":"Cain Watters Blog","description":"Long Term Solutions for Financial Independence","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.cainwatters.com\/digitalblogs\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.cainwatters.com\/digitalblogs\/#\/schema\/person\/5377defb92fcf06c1ff8504bf9880267","name":"CWA","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/7cd3f0890490030e268fd26d8201e65299246a9877bf0580593351d6e7b2d23b?s=96&d=mm&r=g6624cf3b6f65cf286af28a8c7bd86693","url":"https:\/\/secure.gravatar.com\/avatar\/7cd3f0890490030e268fd26d8201e65299246a9877bf0580593351d6e7b2d23b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7cd3f0890490030e268fd26d8201e65299246a9877bf0580593351d6e7b2d23b?s=96&d=mm&r=g","caption":"CWA"},"url":"https:\/\/www.cainwatters.com\/digitalblogs\/author\/paigeworley\/"}]}},"authors":[{"term_id":48,"user_id":7,"is_guest":0,"slug":"paigeworley","display_name":"CWA","avatar_url":"https:\/\/secure.gravatar.com\/avatar\/7cd3f0890490030e268fd26d8201e65299246a9877bf0580593351d6e7b2d23b?s=96&d=mm&r=g","author_category":"","first_name":"Paige","last_name":"Worley","user_url":"","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/www.cainwatters.com\/digitalblogs\/wp-json\/wp\/v2\/posts\/9132","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cainwatters.com\/digitalblogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cainwatters.com\/digitalblogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cainwatters.com\/digitalblogs\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cainwatters.com\/digitalblogs\/wp-json\/wp\/v2\/comments?post=9132"}],"version-history":[{"count":0,"href":"https:\/\/www.cainwatters.com\/digitalblogs\/wp-json\/wp\/v2\/posts\/9132\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cainwatters.com\/digitalblogs\/wp-json\/wp\/v2\/media\/9165"}],"wp:attachment":[{"href":"https:\/\/www.cainwatters.com\/digitalblogs\/wp-json\/wp\/v2\/media?parent=9132"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cainwatters.com\/digitalblogs\/wp-json\/wp\/v2\/categories?post=9132"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cainwatters.com\/digitalblogs\/wp-json\/wp\/v2\/tags?post=9132"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.cainwatters.com\/digitalblogs\/wp-json\/wp\/v2\/ppma_author?post=9132"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}