{"id":12583,"date":"2026-03-23T18:00:55","date_gmt":"2026-03-23T23:00:55","guid":{"rendered":"https:\/\/www.cainwatters.com\/digitalblogs\/?p=12583"},"modified":"2026-04-17T11:46:49","modified_gmt":"2026-04-17T16:46:49","slug":"student-loan-repayment","status":"publish","type":"post","link":"https:\/\/www.cainwatters.com\/digitalblogs\/student-loan-repayment\/","title":{"rendered":"Student Loan Repayment is Changing | Cain Watters"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"12583\" class=\"elementor elementor-12583\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-654d176b elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"654d176b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-77f90489 ae-bg-gallery-type-default\" data-id=\"77f90489\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5767d8e8 elementor-widget elementor-widget-heading\" data-id=\"5767d8e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Borrowers Should Know<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-19bfee7e blue-box elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"19bfee7e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4c9548f0 ae-bg-gallery-type-default\" data-id=\"4c9548f0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1565fb02 elementor-widget elementor-widget-text-editor\" data-id=\"1565fb02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Key Takeaways<\/strong><\/p><ul><li>New legislation impacts current and new student loan borrowers.<\/li><li>The legislation introduces lifetime borrowing limits.<\/li><li>Current borrowers in the SAVE and PAYE plans will transition to new plans.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-c4026fd elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"c4026fd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6269d2af ae-bg-gallery-type-default\" data-id=\"6269d2af\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4cc6abad elementor-widget elementor-widget-text-editor\" data-id=\"4cc6abad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For many dentists, student loans are one of the largest financial obligations early in their careers. Recent legislation and court rulings are now reshaping the federal student loan repayment landscape, and those changes may affect both your monthly payments and your long-term repayment strategy.<\/p><p>The <a href=\"https:\/\/www.cainwatters.com\/digitalblogs\/one-big-beautiful-bill-tax-provisions\/\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline; color: #33cccc;\">One Big Beautiful Bill<\/span><\/a> Act (OBBB) directly affects student loan borrowers currently in repayment and those about to take out new loans. Certified Financial Planner<sup>\u00ae<\/sup> and Wealth Advisor <a href=\"https:\/\/www.cainwatters.com\/austyn-scott\/\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline; color: #33cccc;\">Austyn Scott<\/span><\/a> says the legislation not only affects loan repayment. It also puts a cap on the amount students can borrow.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-684e347d elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"684e347d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6c265da5 blue-box ae-bg-gallery-type-default\" data-id=\"6c265da5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-789d41fb elementor-widget elementor-widget-text-editor\" data-id=\"789d41fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u201cThe legislation introduces lifetime borrowing limits that I think are intended to encourage schools to reduce the cost of higher education,\u201d says Austyn.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-2814ad5 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"2814ad5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6a734712 ae-bg-gallery-type-default\" data-id=\"6a734712\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-719e4ca8 elementor-widget elementor-widget-text-editor\" data-id=\"719e4ca8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The lifetime borrowing limits are:<\/p><ul><li>Undergraduate \u2013 $65,000<\/li><li>Graduate (Masters) \u2013 $100,000<\/li><li>Professional (Medical, Law) \u2013 $200,000<\/li><li>Lifetime Limit \u2013 $257,500<\/li><\/ul><h5><b><span data-contrast=\"auto\">The SAVE\u00a0Plan\u00a0is Being Eliminated<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/h5><p><span data-contrast=\"auto\">The Eighth Circuit Court of Appeals recently directed a district court to\u00a0finalize\u00a0a settlement between the Department of Education and the state of Missouri that effectively ends the\u00a0Saving on a Valuable Education (SAVE)\u00a0repayment plan.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Created during the Biden administration, SAVE offered some of the lowest monthly payments of any federal student loan repayment\u00a0option. More than 7 million borrowers enrolled in SAVE have been in administrative forbearance while the legal challenges worked their way through the courts.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">With the settlement now in place, the program will be permanently eliminated, and borrowers will need to transition to other repayment plans. The Department of\u00a0Education is expected to release\u00a0more\u00a0guidance on the transition process in the coming weeks.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p><h5><b><span data-contrast=\"auto\">What Happens to Borrowers in SAVE or PAYE<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/h5><p><span data-contrast=\"auto\">Borrowers enrolled in the SAVE plan will be able to apply for Income-Based Repayment (IBR) before transitioning to the new Repayment Assistance Plan (RAP). Borrowers will either be placed in a new or old IBR based on their original disbursement date.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Borrowers enrolled in the\u00a0Pay\u00a0As\u00a0You Earn (PAYE)\u00a0plan\u00a0will transition to\u00a0the old\u00a0or\u00a0new IBR based on their original disbursement date.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p><h5><b><span data-contrast=\"auto\">Future Borrowers Have\u00a0New\u00a0Repayment Options<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/h5><p><span data-contrast=\"auto\">Going forward, federal student loan repayment will become more streamlined.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Students taking out federal loans after June 1, 2026, will have two primary repayment options:<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p><p><strong>Repayment Assistance Plan (RAP)\u00a0<\/strong><\/p><p><span data-contrast=\"auto\">The\u00a0RAP bases payments solely on adjusted gross income.\u00a0Borrowers\u00a0will\u00a0pay 1% to 10% of their income\u00a0each\u00a0month for up to 30 years, depending on their earnings.\u00a0For\u00a0some\u00a0borrowers\u00a0interest may get subsidized.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p><p><b><span data-contrast=\"auto\">Standard Repayment Plan<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">The\u00a0Standard\u00a0Repayment\u00a0Plan will allow student loan borrowers to make fixed payments over the course of 10 to 25 years, depending on the loan balance.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p><h5><b><span data-contrast=\"auto\">Which\u00a0Repayment Plan\u00a0is Right for You?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-507f983 elementor-widget elementor-widget-image\" data-id=\"507f983\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/www.cainwatters.com\/digitalblogs\/wp-content\/uploads\/sites\/2\/2026\/03\/Designer-1-1024x683.png\" class=\"attachment-large size-large wp-image-12596\" alt=\"Student Loan Repayment Plans\" srcset=\"https:\/\/www.cainwatters.com\/digitalblogs\/wp-content\/uploads\/sites\/2\/2026\/03\/Designer-1-1024x683.png 1024w, https:\/\/www.cainwatters.com\/digitalblogs\/wp-content\/uploads\/sites\/2\/2026\/03\/Designer-1-300x200.png 300w, https:\/\/www.cainwatters.com\/digitalblogs\/wp-content\/uploads\/sites\/2\/2026\/03\/Designer-1-768x512.png 768w, https:\/\/www.cainwatters.com\/digitalblogs\/wp-content\/uploads\/sites\/2\/2026\/03\/Designer-1.png 1536w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-1ed723bd elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"1ed723bd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5a4d7c7f ae-bg-gallery-type-default\" data-id=\"5a4d7c7f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-23417b82 elementor-widget elementor-widget-text-editor\" data-id=\"23417b82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><strong>Your Paydown Strategy Should be Part of Your Financial Plan<\/strong><\/h5><p>Early in your career, you may have other debts with higher rates or that have a greater impact on your credit score. You might also be planning to buy a house or buy into a practice. That is why your <a href=\"https:\/\/www.cainwatters.com\/digitalblogs\/6-steps-to-pay-off-dental-school-debt\/\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline; color: #33cccc;\">debt paydown strategy<\/span><\/a> should work with your <a href=\"https:\/\/www.cainwatters.com\/digitalblogs\/savings-hierarchy\/\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline; color: #33cccc;\">larger financial plan<\/span><\/a>.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-65cac475 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"65cac475\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7f713a5f blue-box ae-bg-gallery-type-default\" data-id=\"7f713a5f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-36450beb elementor-widget elementor-widget-text-editor\" data-id=\"36450beb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"TextRun SCXW60215251 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW60215251 BCX8\">\u201cStudent loans\u00a0<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">don\u2019t<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">\u00a0have to hold you back from your goals. There are ways to\u00a0<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">prioritize and\u00a0<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">plan\u00a0<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">so you can<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">\u00a0reach your financial goals,\u201d says Austyn.<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">\u00a0<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">\u201c<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">Student loans are an investment in you<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">\u00a0and are considered\u00a0<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">good<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">\u00a0debt<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">.\u00a0<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">Without\u00a0<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">them<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">, many\u00a0<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">studen<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">ts\u00a0<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">wouldn\u2019t<\/span><span class=\"NormalTextRun SCXW60215251 BCX8\">\u00a0be able to take advantage of the earning potential that a career in dentistry provides.\u201d<\/span><\/span><span class=\"EOP Selected SCXW60215251 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"has_ae_slider elementor-element elementor-element-f4d1fd3 e-flex e-con-boxed ae-bg-gallery-type-default e-con e-parent\" data-id=\"f4d1fd3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db8d08e elementor-widget elementor-widget-text-editor\" data-id=\"db8d08e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"TextRun SCXW241312603 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW241312603 BCX8\">If you still have questions, our financial planners can help build a personalized strategy that supports your goals today and positions you for long\u2011term success.<\/span><span class=\"NormalTextRun SCXW241312603 BCX8\">\u00a0<\/span><span class=\"NormalTextRun SCXW241312603 BCX8\">To connect with an advisor,\u00a0<\/span><\/span><a class=\"Hyperlink SCXW241312603 BCX8\" href=\"https:\/\/www.cainwatters.com\/personal-planning\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun Underlined SCXW241312603 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW241312603 BCX8\" data-ccp-charstyle=\"Hyperlink\"><span style=\"text-decoration: underline; color: #33cccc;\">set up your free consultation<\/span><\/span><\/span><\/a><span class=\"TextRun SCXW241312603 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW241312603 BCX8\">\u00a0today.<\/span><\/span><span class=\"EOP Selected SCXW241312603 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:360}\"> \u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>What Borrowers Should Know Key Takeaways New legislation impacts current and new student loan borrowers. The legislation introduces lifetime borrowing limits. Current borrowers in the SAVE and PAYE plans will transition to new plans. For many dentists, student loans are one of the largest financial obligations early in their careers. Recent legislation and court rulings [&hellip;]<\/p>\n","protected":false},"author":54,"featured_media":12595,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"","_ppma_block_editor_authors":""},"categories":[16,41,18],"tags":[],"ppma_author":[66],"class_list":["post-12583","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-digital-news-feature","category-featured","category-financial-planning"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Student Loan Repayment is Changing | Cain Watters<\/title>\n<meta name=\"description\" content=\"Student loan borrowers will soon face significant changes to their repayment options. Our advisor breaks down what current and future borrowers should consider.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cainwatters.com\/digitalblogs\/student-loan-repayment\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Student Loan Repayment is Changing | Cain Watters\" \/>\n<meta property=\"og:description\" content=\"Student loan borrowers will soon face significant changes to their repayment options. 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