The cornerstone of CWA’s investment management service is our comprehensive, fee-only financial planning process.  For one fee, our clients receive an annual full-day planning meeting at our offices in Dallas, scheduled financial planning monitoring calls, and the ability to contact us at any time throughout the year on an as-needed basis.  This provides us with a wealth of knowledge about our clients overall financial affairs and their financial planning and investment goals.

Over time, your investment goals most likely will change.  Our commitment to a long-term relationship helps to insure that we can provide timely advice on investment programs and related investment allocations consistent with your objectives. CWA is here to guide you through smooth or rough waters.

The key hallmarks of our philosophy:

• We believe your overall investment approach should be long-term in nature and consistent with your financial plan goals.
• We believe there should be due diligence and continuous oversight on investment managers, mutual funds and other utilized investment vehicles.
• CWA has established a separate affiliated entity, III to I Financial Management Research, LP (FMR), wholly dedicated to research and due diligence.  FMR is a federally registered investment advisor with the Securities and Exchange Commission.
• We do not have discretionary authority over your account.
• We are not custodians of your assets.  Our investment recommendations include qualified custodians that are subject to independent regulatory and audit oversight.
• We believe that recommended investment programs should have fees to that are straight forward and fully disclosed, at a competitive price.
• We believe that as the economic climate changes, we should be able to change our investment strategies in order to provide access to the most appropriate opportunities for our clients.

CWA may recommend to its clients, as appropriate, a variety of investment programs and vehicles over a diversified spectrum of stock, bond and alternative asset classes. 

In addition to traditional mutual fund recommendations, we also offer some of the following investment programs:

• A pooled investment vehicle maintained by a national bank and administered by its trust department.  FMR is the investment advisor to this investment vehicle and it is generally not available to the investing public.
• Separately managed accounts and multiple manager accounts that have attributes that are approprite to a variety of investment needs.
• A public mutual fund, 3 to 1 Funds, offering diversified equity and strategic income funds.
• Other investment opportunities in specific industries such as shipping and real estate. These are generally only available to qualified investors as appropriate.

Please see the Disclosures section of this web-site.